LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,364
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,874
−HK$517/mo
Today · 4.125%
HK$17,391
baseline
▲ 0.50% · 4.625%
HK$18,449
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,782/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,205
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,694
−HK$495/mo
Today · 4.125%
HK$19,189
baseline
▲ 0.50% · 4.625%
HK$20,200
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,378/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,637
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,248
−HK$621/mo
Today · 4.125%
HK$20,869
baseline
▲ 0.50% · 4.625%
HK$22,139
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,738/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,846
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,432
−HK$595/mo
Today · 4.125%
HK$23,027
baseline
▲ 0.50% · 4.625%
HK$24,240
+HK$1,213/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,054/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,910
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,623
−HK$724/mo
Today · 4.125%
HK$24,347
baseline
▲ 0.50% · 4.625%
HK$25,828
+HK$1,481/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,694/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,487
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,171
−HK$693/mo
Today · 4.125%
HK$26,864
baseline
▲ 0.50% · 4.625%
HK$28,281
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,728/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,456
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,372
−HK$931/mo
Today · 4.125%
HK$31,303
baseline
▲ 0.50% · 4.625%
HK$33,208
+HK$1,905/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,606/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,770
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,648
−HK$892/mo
Today · 4.125%
HK$34,540
baseline
▲ 0.50% · 4.625%
HK$36,361
+HK$1,821/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,080/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,298 · Scale 2, in force from 26 Feb 2026)