LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,682
−HK$10,264/mo
▼ 0.25% · 3.875%
HK$168,773
−HK$5,173/mo
Today · 4.125%
HK$173,946
baseline
▲ 0.50% · 4.625%
HK$184,530
+HK$10,584/mo
Deposit HK$35.89M · loan HK$35.89M · min. income ≈ HK$347,892/mo (50% DSR)
Upfront cash ≈ HK$38.94M (deposit + AVD stamp duty HK$3,050,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,094
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$186,978
−HK$4,954/mo
Today · 4.125%
HK$191,932
baseline
▲ 0.50% · 4.625%
HK$202,049
+HK$10,117/mo
Deposit HK$35.89M · loan HK$35.89M · min. income ≈ HK$383,864/mo (50% DSR)
Upfront cash ≈ HK$38.94M (deposit + AVD stamp duty HK$3,050,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,418
−HK$12,317/mo
▼ 0.25% · 3.875%
HK$202,528
−HK$6,207/mo
Today · 4.125%
HK$208,735
baseline
▲ 0.50% · 4.625%
HK$221,436
+HK$12,701/mo
Deposit HK$28.71M · loan HK$43.07M · min. income ≈ HK$417,470/mo (50% DSR)
Upfront cash ≈ HK$31.76M (deposit + AVD stamp duty HK$3,050,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,513
−HK$11,805/mo
▼ 0.25% · 3.875%
HK$224,373
−HK$5,945/mo
Today · 4.125%
HK$230,318
baseline
▲ 0.50% · 4.625%
HK$242,459
+HK$12,141/mo
Deposit HK$28.71M · loan HK$43.07M · min. income ≈ HK$460,636/mo (50% DSR)
Upfront cash ≈ HK$31.76M (deposit + AVD stamp duty HK$3,050,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,154
−HK$14,370/mo
▼ 0.25% · 3.875%
HK$236,282
−HK$7,242/mo
Today · 4.125%
HK$243,524
baseline
▲ 0.50% · 4.625%
HK$258,342
+HK$14,818/mo
Deposit HK$21.53M · loan HK$50.25M · min. income ≈ HK$487,048/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$3,050,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,932
−HK$13,773/mo
▼ 0.25% · 3.875%
HK$261,769
−HK$6,936/mo
Today · 4.125%
HK$268,705
baseline
▲ 0.50% · 4.625%
HK$282,869
+HK$14,164/mo
Deposit HK$21.53M · loan HK$50.25M · min. income ≈ HK$537,410/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$3,050,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,627
−HK$18,475/mo
▼ 0.25% · 3.875%
HK$303,791
−HK$9,311/mo
Today · 4.125%
HK$313,102
baseline
▲ 0.50% · 4.625%
HK$332,154
+HK$19,052/mo
Deposit HK$7.18M · loan HK$64.60M · min. income ≈ HK$626,204/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,050,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,769
−HK$17,709/mo
▼ 0.25% · 3.875%
HK$336,560
−HK$8,918/mo
Today · 4.125%
HK$345,478
baseline
▲ 0.50% · 4.625%
HK$363,688
+HK$18,210/mo
Deposit HK$7.18M · loan HK$64.60M · min. income ≈ HK$690,956/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,050,739 · Scale 2, in force from 26 Feb 2026)