LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,370
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,879
−HK$517/mo
Today · 4.125%
HK$17,396
baseline
▲ 0.50% · 4.625%
HK$18,455
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,792/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,211
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,700
−HK$495/mo
Today · 4.125%
HK$19,195
baseline
▲ 0.50% · 4.625%
HK$20,207
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,390/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,644
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,255
−HK$621/mo
Today · 4.125%
HK$20,876
baseline
▲ 0.50% · 4.625%
HK$22,146
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,752/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,854
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,440
−HK$594/mo
Today · 4.125%
HK$23,034
baseline
▲ 0.50% · 4.625%
HK$24,248
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,068/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,918
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,631
−HK$724/mo
Today · 4.125%
HK$24,355
baseline
▲ 0.50% · 4.625%
HK$25,837
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,710/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,496
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,180
−HK$693/mo
Today · 4.125%
HK$26,873
baseline
▲ 0.50% · 4.625%
HK$28,290
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,746/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,466
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,382
−HK$931/mo
Today · 4.125%
HK$31,313
baseline
▲ 0.50% · 4.625%
HK$33,219
+HK$1,906/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,626/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,780
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,659
−HK$892/mo
Today · 4.125%
HK$34,551
baseline
▲ 0.50% · 4.625%
HK$36,373
+HK$1,822/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,102/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,369 · Scale 2, in force from 26 Feb 2026)