LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,718
−HK$10,267/mo
▼ 0.25% · 3.875%
HK$168,811
−HK$5,174/mo
Today · 4.125%
HK$173,985
baseline
▲ 0.50% · 4.625%
HK$184,572
+HK$10,587/mo
Deposit HK$35.90M · loan HK$35.90M · min. income ≈ HK$347,970/mo (50% DSR)
Upfront cash ≈ HK$38.95M (deposit + AVD stamp duty HK$3,051,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,135
−HK$9,840/mo
▼ 0.25% · 3.875%
HK$187,020
−HK$4,955/mo
Today · 4.125%
HK$191,975
baseline
▲ 0.50% · 4.625%
HK$202,095
+HK$10,120/mo
Deposit HK$35.90M · loan HK$35.90M · min. income ≈ HK$383,950/mo (50% DSR)
Upfront cash ≈ HK$38.95M (deposit + AVD stamp duty HK$3,051,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,462
−HK$12,320/mo
▼ 0.25% · 3.875%
HK$202,573
−HK$6,209/mo
Today · 4.125%
HK$208,782
baseline
▲ 0.50% · 4.625%
HK$221,486
+HK$12,704/mo
Deposit HK$28.72M · loan HK$43.08M · min. income ≈ HK$417,564/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$3,051,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,562
−HK$11,808/mo
▼ 0.25% · 3.875%
HK$224,424
−HK$5,946/mo
Today · 4.125%
HK$230,370
baseline
▲ 0.50% · 4.625%
HK$242,513
+HK$12,143/mo
Deposit HK$28.72M · loan HK$43.08M · min. income ≈ HK$460,740/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$3,051,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,206
−HK$14,373/mo
▼ 0.25% · 3.875%
HK$236,335
−HK$7,244/mo
Today · 4.125%
HK$243,579
baseline
▲ 0.50% · 4.625%
HK$258,400
+HK$14,821/mo
Deposit HK$21.54M · loan HK$50.26M · min. income ≈ HK$487,158/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$3,051,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,989
−HK$13,776/mo
▼ 0.25% · 3.875%
HK$261,828
−HK$6,937/mo
Today · 4.125%
HK$268,765
baseline
▲ 0.50% · 4.625%
HK$282,932
+HK$14,167/mo
Deposit HK$21.54M · loan HK$50.26M · min. income ≈ HK$537,530/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$3,051,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,693
−HK$18,480/mo
▼ 0.25% · 3.875%
HK$303,860
−HK$9,313/mo
Today · 4.125%
HK$313,173
baseline
▲ 0.50% · 4.625%
HK$332,229
+HK$19,056/mo
Deposit HK$7.18M · loan HK$64.62M · min. income ≈ HK$626,346/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,051,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,843
−HK$17,712/mo
▼ 0.25% · 3.875%
HK$336,636
−HK$8,919/mo
Today · 4.125%
HK$345,555
baseline
▲ 0.50% · 4.625%
HK$363,770
+HK$18,215/mo
Deposit HK$7.18M · loan HK$64.62M · min. income ≈ HK$691,110/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,051,426 · Scale 2, in force from 26 Feb 2026)