LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,374
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,883
−HK$517/mo
Today · 4.125%
HK$17,400
baseline
▲ 0.50% · 4.625%
HK$18,459
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,800/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,215
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,704
−HK$496/mo
Today · 4.125%
HK$19,200
baseline
▲ 0.50% · 4.625%
HK$20,212
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,400/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,648
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,259
−HK$621/mo
Today · 4.125%
HK$20,880
baseline
▲ 0.50% · 4.625%
HK$22,151
+HK$1,271/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,760/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,859
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,445
−HK$594/mo
Today · 4.125%
HK$23,039
baseline
▲ 0.50% · 4.625%
HK$24,254
+HK$1,215/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,078/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,923
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,636
−HK$724/mo
Today · 4.125%
HK$24,360
baseline
▲ 0.50% · 4.625%
HK$25,843
+HK$1,483/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,720/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,502
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,186
−HK$693/mo
Today · 4.125%
HK$26,879
baseline
▲ 0.50% · 4.625%
HK$28,296
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,758/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,472
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,389
−HK$932/mo
Today · 4.125%
HK$31,321
baseline
▲ 0.50% · 4.625%
HK$33,226
+HK$1,905/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,642/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,788
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,667
−HK$892/mo
Today · 4.125%
HK$34,559
baseline
▲ 0.50% · 4.625%
HK$36,381
+HK$1,822/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,118/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,418 · Scale 2, in force from 26 Feb 2026)