LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,375
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,885
−HK$517/mo
Today · 4.125%
HK$17,402
baseline
▲ 0.50% · 4.625%
HK$18,461
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,804/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,217
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$495/mo
Today · 4.125%
HK$19,201
baseline
▲ 0.50% · 4.625%
HK$20,214
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,402/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,650
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,261
−HK$621/mo
Today · 4.125%
HK$20,882
baseline
▲ 0.50% · 4.625%
HK$22,153
+HK$1,271/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,764/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,861
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,447
−HK$595/mo
Today · 4.125%
HK$23,042
baseline
▲ 0.50% · 4.625%
HK$24,256
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,084/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,925
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,638
−HK$725/mo
Today · 4.125%
HK$24,363
baseline
▲ 0.50% · 4.625%
HK$25,845
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,726/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,504
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,188
−HK$694/mo
Today · 4.125%
HK$26,882
baseline
▲ 0.50% · 4.625%
HK$28,299
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,764/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,475
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,392
−HK$932/mo
Today · 4.125%
HK$31,324
baseline
▲ 0.50% · 4.625%
HK$33,230
+HK$1,906/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,648/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,791
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,670
−HK$893/mo
Today · 4.125%
HK$34,563
baseline
▲ 0.50% · 4.625%
HK$36,384
+HK$1,821/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,126/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,439 · Scale 2, in force from 26 Feb 2026)