LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,376
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,885
−HK$518/mo
Today · 4.125%
HK$17,403
baseline
▲ 0.50% · 4.625%
HK$18,462
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,806/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,218
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$496/mo
Today · 4.125%
HK$19,202
baseline
▲ 0.50% · 4.625%
HK$20,214
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,404/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,651
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,262
−HK$621/mo
Today · 4.125%
HK$20,883
baseline
▲ 0.50% · 4.625%
HK$22,154
+HK$1,271/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,766/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,861
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,448
−HK$595/mo
Today · 4.125%
HK$23,043
baseline
▲ 0.50% · 4.625%
HK$24,257
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,086/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,926
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,639
−HK$725/mo
Today · 4.125%
HK$24,364
baseline
▲ 0.50% · 4.625%
HK$25,846
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,728/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,505
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,189
−HK$694/mo
Today · 4.125%
HK$26,883
baseline
▲ 0.50% · 4.625%
HK$28,300
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,766/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,476
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,393
−HK$932/mo
Today · 4.125%
HK$31,325
baseline
▲ 0.50% · 4.625%
HK$33,231
+HK$1,906/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,650/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,792
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,672
−HK$892/mo
Today · 4.125%
HK$34,564
baseline
▲ 0.50% · 4.625%
HK$36,386
+HK$1,822/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,128/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,447 · Scale 2, in force from 26 Feb 2026)