LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,767
−HK$10,270/mo
▼ 0.25% · 3.875%
HK$168,861
−HK$5,176/mo
Today · 4.125%
HK$174,037
baseline
▲ 0.50% · 4.625%
HK$184,626
+HK$10,589/mo
Deposit HK$35.91M · loan HK$35.91M · min. income ≈ HK$348,074/mo (50% DSR)
Upfront cash ≈ HK$38.96M (deposit + AVD stamp duty HK$3,052,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,189
−HK$9,843/mo
▼ 0.25% · 3.875%
HK$187,075
−HK$4,957/mo
Today · 4.125%
HK$192,032
baseline
▲ 0.50% · 4.625%
HK$202,155
+HK$10,123/mo
Deposit HK$35.91M · loan HK$35.91M · min. income ≈ HK$384,064/mo (50% DSR)
Upfront cash ≈ HK$38.96M (deposit + AVD stamp duty HK$3,052,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,520
−HK$12,324/mo
▼ 0.25% · 3.875%
HK$202,633
−HK$6,211/mo
Today · 4.125%
HK$208,844
baseline
▲ 0.50% · 4.625%
HK$221,552
+HK$12,708/mo
Deposit HK$28.73M · loan HK$43.09M · min. income ≈ HK$417,688/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$3,052,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,627
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$224,490
−HK$5,949/mo
Today · 4.125%
HK$230,439
baseline
▲ 0.50% · 4.625%
HK$242,586
+HK$12,147/mo
Deposit HK$28.73M · loan HK$43.09M · min. income ≈ HK$460,878/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$3,052,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,274
−HK$14,377/mo
▼ 0.25% · 3.875%
HK$236,406
−HK$7,245/mo
Today · 4.125%
HK$243,651
baseline
▲ 0.50% · 4.625%
HK$258,477
+HK$14,826/mo
Deposit HK$21.55M · loan HK$50.27M · min. income ≈ HK$487,302/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$3,052,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,065
−HK$13,780/mo
▼ 0.25% · 3.875%
HK$261,906
−HK$6,939/mo
Today · 4.125%
HK$268,845
baseline
▲ 0.50% · 4.625%
HK$283,016
+HK$14,171/mo
Deposit HK$21.55M · loan HK$50.27M · min. income ≈ HK$537,690/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$3,052,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,781
−HK$18,485/mo
▼ 0.25% · 3.875%
HK$303,950
−HK$9,316/mo
Today · 4.125%
HK$313,266
baseline
▲ 0.50% · 4.625%
HK$332,328
+HK$19,062/mo
Deposit HK$7.18M · loan HK$64.64M · min. income ≈ HK$626,532/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,052,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,941
−HK$17,717/mo
▼ 0.25% · 3.875%
HK$336,736
−HK$8,922/mo
Today · 4.125%
HK$345,658
baseline
▲ 0.50% · 4.625%
HK$363,878
+HK$18,220/mo
Deposit HK$7.18M · loan HK$64.64M · min. income ≈ HK$691,316/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,052,332 · Scale 2, in force from 26 Feb 2026)