LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,768
−HK$10,269/mo
▼ 0.25% · 3.875%
HK$168,862
−HK$5,175/mo
Today · 4.125%
HK$174,037
baseline
▲ 0.50% · 4.625%
HK$184,627
+HK$10,590/mo
Deposit HK$35.91M · loan HK$35.91M · min. income ≈ HK$348,074/mo (50% DSR)
Upfront cash ≈ HK$38.96M (deposit + AVD stamp duty HK$3,052,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,190
−HK$9,843/mo
▼ 0.25% · 3.875%
HK$187,076
−HK$4,957/mo
Today · 4.125%
HK$192,033
baseline
▲ 0.50% · 4.625%
HK$202,155
+HK$10,122/mo
Deposit HK$35.91M · loan HK$35.91M · min. income ≈ HK$384,066/mo (50% DSR)
Upfront cash ≈ HK$38.96M (deposit + AVD stamp duty HK$3,052,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,521
−HK$12,324/mo
▼ 0.25% · 3.875%
HK$202,634
−HK$6,211/mo
Today · 4.125%
HK$208,845
baseline
▲ 0.50% · 4.625%
HK$221,553
+HK$12,708/mo
Deposit HK$28.73M · loan HK$43.09M · min. income ≈ HK$417,690/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$3,052,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,628
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$224,491
−HK$5,949/mo
Today · 4.125%
HK$230,440
baseline
▲ 0.50% · 4.625%
HK$242,586
+HK$12,146/mo
Deposit HK$28.73M · loan HK$43.09M · min. income ≈ HK$460,880/mo (50% DSR)
Upfront cash ≈ HK$31.78M (deposit + AVD stamp duty HK$3,052,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,275
−HK$14,377/mo
▼ 0.25% · 3.875%
HK$236,406
−HK$7,246/mo
Today · 4.125%
HK$243,652
baseline
▲ 0.50% · 4.625%
HK$258,478
+HK$14,826/mo
Deposit HK$21.55M · loan HK$50.27M · min. income ≈ HK$487,304/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$3,052,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,066
−HK$13,780/mo
▼ 0.25% · 3.875%
HK$261,907
−HK$6,939/mo
Today · 4.125%
HK$268,846
baseline
▲ 0.50% · 4.625%
HK$283,018
+HK$14,172/mo
Deposit HK$21.55M · loan HK$50.27M · min. income ≈ HK$537,692/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$3,052,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,782
−HK$18,485/mo
▼ 0.25% · 3.875%
HK$303,951
−HK$9,316/mo
Today · 4.125%
HK$313,267
baseline
▲ 0.50% · 4.625%
HK$332,329
+HK$19,062/mo
Deposit HK$7.18M · loan HK$64.64M · min. income ≈ HK$626,534/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,052,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,942
−HK$17,717/mo
▼ 0.25% · 3.875%
HK$336,737
−HK$8,922/mo
Today · 4.125%
HK$345,659
baseline
▲ 0.50% · 4.625%
HK$363,880
+HK$18,221/mo
Deposit HK$7.18M · loan HK$64.64M · min. income ≈ HK$691,318/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$3,052,344 · Scale 2, in force from 26 Feb 2026)