LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,378
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,887
−HK$518/mo
Today · 4.125%
HK$17,405
baseline
▲ 0.50% · 4.625%
HK$18,464
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,810/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,220
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,709
−HK$495/mo
Today · 4.125%
HK$19,204
baseline
▲ 0.50% · 4.625%
HK$20,217
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,408/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,653
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,265
−HK$621/mo
Today · 4.125%
HK$20,886
baseline
▲ 0.50% · 4.625%
HK$22,156
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,772/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,864
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,450
−HK$595/mo
Today · 4.125%
HK$23,045
baseline
▲ 0.50% · 4.625%
HK$24,260
+HK$1,215/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,090/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,929
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,642
−HK$725/mo
Today · 4.125%
HK$24,367
baseline
▲ 0.50% · 4.625%
HK$25,849
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,734/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,508
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,192
−HK$694/mo
Today · 4.125%
HK$26,886
baseline
▲ 0.50% · 4.625%
HK$28,303
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,772/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,480
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,397
−HK$931/mo
Today · 4.125%
HK$31,328
baseline
▲ 0.50% · 4.625%
HK$33,235
+HK$1,907/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,656/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,796
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,676
−HK$892/mo
Today · 4.125%
HK$34,568
baseline
▲ 0.50% · 4.625%
HK$36,390
+HK$1,822/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,136/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,472 · Scale 2, in force from 26 Feb 2026)