LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,797
−HK$10,272/mo
▼ 0.25% · 3.875%
HK$168,892
−HK$5,177/mo
Today · 4.125%
HK$174,069
baseline
▲ 0.50% · 4.625%
HK$184,660
+HK$10,591/mo
Deposit HK$35.92M · loan HK$35.92M · min. income ≈ HK$348,138/mo (50% DSR)
Upfront cash ≈ HK$38.97M (deposit + AVD stamp duty HK$3,052,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,223
−HK$9,845/mo
▼ 0.25% · 3.875%
HK$187,110
−HK$4,958/mo
Today · 4.125%
HK$192,068
baseline
▲ 0.50% · 4.625%
HK$202,192
+HK$10,124/mo
Deposit HK$35.92M · loan HK$35.92M · min. income ≈ HK$384,136/mo (50% DSR)
Upfront cash ≈ HK$38.97M (deposit + AVD stamp duty HK$3,052,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,557
−HK$12,326/mo
▼ 0.25% · 3.875%
HK$202,671
−HK$6,212/mo
Today · 4.125%
HK$208,883
baseline
▲ 0.50% · 4.625%
HK$221,593
+HK$12,710/mo
Deposit HK$28.73M · loan HK$43.10M · min. income ≈ HK$417,766/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$3,052,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,667
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$224,532
−HK$5,949/mo
Today · 4.125%
HK$230,481
baseline
▲ 0.50% · 4.625%
HK$242,630
+HK$12,149/mo
Deposit HK$28.73M · loan HK$43.10M · min. income ≈ HK$460,962/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$3,052,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,316
−HK$14,380/mo
▼ 0.25% · 3.875%
HK$236,449
−HK$7,247/mo
Today · 4.125%
HK$243,696
baseline
▲ 0.50% · 4.625%
HK$258,525
+HK$14,829/mo
Deposit HK$21.55M · loan HK$50.28M · min. income ≈ HK$487,392/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$3,052,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,112
−HK$13,783/mo
▼ 0.25% · 3.875%
HK$261,954
−HK$6,941/mo
Today · 4.125%
HK$268,895
baseline
▲ 0.50% · 4.625%
HK$283,069
+HK$14,174/mo
Deposit HK$21.55M · loan HK$50.28M · min. income ≈ HK$537,790/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$3,052,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,835
−HK$18,489/mo
▼ 0.25% · 3.875%
HK$304,006
−HK$9,318/mo
Today · 4.125%
HK$313,324
baseline
▲ 0.50% · 4.625%
HK$332,389
+HK$19,065/mo
Deposit HK$7.18M · loan HK$64.65M · min. income ≈ HK$626,648/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$3,052,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,001
−HK$17,721/mo
▼ 0.25% · 3.875%
HK$336,798
−HK$8,924/mo
Today · 4.125%
HK$345,722
baseline
▲ 0.50% · 4.625%
HK$363,945
+HK$18,223/mo
Deposit HK$7.18M · loan HK$64.65M · min. income ≈ HK$691,444/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$3,052,895 · Scale 2, in force from 26 Feb 2026)