LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,799
−HK$10,271/mo
▼ 0.25% · 3.875%
HK$168,894
−HK$5,176/mo
Today · 4.125%
HK$174,070
baseline
▲ 0.50% · 4.625%
HK$184,662
+HK$10,592/mo
Deposit HK$35.92M · loan HK$35.92M · min. income ≈ HK$348,140/mo (50% DSR)
Upfront cash ≈ HK$38.97M (deposit + AVD stamp duty HK$3,052,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,225
−HK$9,845/mo
▼ 0.25% · 3.875%
HK$187,112
−HK$4,958/mo
Today · 4.125%
HK$192,070
baseline
▲ 0.50% · 4.625%
HK$202,194
+HK$10,124/mo
Deposit HK$35.92M · loan HK$35.92M · min. income ≈ HK$384,140/mo (50% DSR)
Upfront cash ≈ HK$38.97M (deposit + AVD stamp duty HK$3,052,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,559
−HK$12,326/mo
▼ 0.25% · 3.875%
HK$202,673
−HK$6,212/mo
Today · 4.125%
HK$208,885
baseline
▲ 0.50% · 4.625%
HK$221,595
+HK$12,710/mo
Deposit HK$28.73M · loan HK$43.10M · min. income ≈ HK$417,770/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$3,052,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,669
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$224,534
−HK$5,949/mo
Today · 4.125%
HK$230,483
baseline
▲ 0.50% · 4.625%
HK$242,633
+HK$12,150/mo
Deposit HK$28.73M · loan HK$43.10M · min. income ≈ HK$460,966/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$3,052,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,318
−HK$14,381/mo
▼ 0.25% · 3.875%
HK$236,451
−HK$7,248/mo
Today · 4.125%
HK$243,699
baseline
▲ 0.50% · 4.625%
HK$258,527
+HK$14,828/mo
Deposit HK$21.55M · loan HK$50.28M · min. income ≈ HK$487,398/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$3,052,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,114
−HK$13,783/mo
▼ 0.25% · 3.875%
HK$261,956
−HK$6,941/mo
Today · 4.125%
HK$268,897
baseline
▲ 0.50% · 4.625%
HK$283,071
+HK$14,174/mo
Deposit HK$21.55M · loan HK$50.28M · min. income ≈ HK$537,794/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$3,052,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,838
−HK$18,489/mo
▼ 0.25% · 3.875%
HK$304,009
−HK$9,318/mo
Today · 4.125%
HK$313,327
baseline
▲ 0.50% · 4.625%
HK$332,392
+HK$19,065/mo
Deposit HK$7.18M · loan HK$64.65M · min. income ≈ HK$626,654/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$3,052,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,004
−HK$17,721/mo
▼ 0.25% · 3.875%
HK$336,801
−HK$8,924/mo
Today · 4.125%
HK$345,725
baseline
▲ 0.50% · 4.625%
HK$363,949
+HK$18,224/mo
Deposit HK$7.18M · loan HK$64.65M · min. income ≈ HK$691,450/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$3,052,925 · Scale 2, in force from 26 Feb 2026)