LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,818
−HK$10,273/mo
▼ 0.25% · 3.875%
HK$168,913
−HK$5,178/mo
Today · 4.125%
HK$174,091
baseline
▲ 0.50% · 4.625%
HK$184,684
+HK$10,593/mo
Deposit HK$35.92M · loan HK$35.92M · min. income ≈ HK$348,182/mo (50% DSR)
Upfront cash ≈ HK$38.97M (deposit + AVD stamp duty HK$3,053,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,246
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$187,133
−HK$4,959/mo
Today · 4.125%
HK$192,092
baseline
▲ 0.50% · 4.625%
HK$202,217
+HK$10,125/mo
Deposit HK$35.92M · loan HK$35.92M · min. income ≈ HK$384,184/mo (50% DSR)
Upfront cash ≈ HK$38.97M (deposit + AVD stamp duty HK$3,053,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,581
−HK$12,328/mo
▼ 0.25% · 3.875%
HK$202,696
−HK$6,213/mo
Today · 4.125%
HK$208,909
baseline
▲ 0.50% · 4.625%
HK$221,620
+HK$12,711/mo
Deposit HK$28.74M · loan HK$43.11M · min. income ≈ HK$417,818/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$3,053,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,695
−HK$11,815/mo
▼ 0.25% · 3.875%
HK$224,560
−HK$5,950/mo
Today · 4.125%
HK$230,510
baseline
▲ 0.50% · 4.625%
HK$242,661
+HK$12,151/mo
Deposit HK$28.74M · loan HK$43.11M · min. income ≈ HK$461,020/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$3,053,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,345
−HK$14,382/mo
▼ 0.25% · 3.875%
HK$236,479
−HK$7,248/mo
Today · 4.125%
HK$243,727
baseline
▲ 0.50% · 4.625%
HK$258,557
+HK$14,830/mo
Deposit HK$21.55M · loan HK$50.29M · min. income ≈ HK$487,454/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$3,053,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,144
−HK$13,784/mo
▼ 0.25% · 3.875%
HK$261,987
−HK$6,941/mo
Today · 4.125%
HK$268,928
baseline
▲ 0.50% · 4.625%
HK$283,104
+HK$14,176/mo
Deposit HK$21.55M · loan HK$50.29M · min. income ≈ HK$537,856/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$3,053,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,872
−HK$18,491/mo
▼ 0.25% · 3.875%
HK$304,044
−HK$9,319/mo
Today · 4.125%
HK$313,363
baseline
▲ 0.50% · 4.625%
HK$332,430
+HK$19,067/mo
Deposit HK$7.18M · loan HK$64.66M · min. income ≈ HK$626,726/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$3,053,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,042
−HK$17,723/mo
▼ 0.25% · 3.875%
HK$336,840
−HK$8,925/mo
Today · 4.125%
HK$345,765
baseline
▲ 0.50% · 4.625%
HK$363,991
+HK$18,226/mo
Deposit HK$7.18M · loan HK$64.66M · min. income ≈ HK$691,530/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$3,053,277 · Scale 2, in force from 26 Feb 2026)