LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,392
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,901
−HK$518/mo
Today · 4.125%
HK$17,419
baseline
▲ 0.50% · 4.625%
HK$18,479
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,838/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,235
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,724
−HK$497/mo
Today · 4.125%
HK$19,221
baseline
▲ 0.50% · 4.625%
HK$20,234
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,442/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,670
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,282
−HK$621/mo
Today · 4.125%
HK$20,903
baseline
▲ 0.50% · 4.625%
HK$22,175
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$41,806/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,882
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,469
−HK$596/mo
Today · 4.125%
HK$23,065
baseline
▲ 0.50% · 4.625%
HK$24,281
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$46,130/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,948
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,662
−HK$725/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,871
+HK$1,484/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,530
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,214
−HK$695/mo
Today · 4.125%
HK$26,909
baseline
▲ 0.50% · 4.625%
HK$28,327
+HK$1,418/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,818/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,505
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,423
−HK$932/mo
Today · 4.125%
HK$31,355
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,908/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,710/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,824
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,704
−HK$893/mo
Today · 4.125%
HK$34,597
baseline
▲ 0.50% · 4.625%
HK$36,421
+HK$1,824/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,194/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)