LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,917
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,015
−HK$5,181/mo
Today · 4.125%
HK$174,196
baseline
▲ 0.50% · 4.625%
HK$184,795
+HK$10,599/mo
Deposit HK$35.94M · loan HK$35.94M · min. income ≈ HK$348,392/mo (50% DSR)
Upfront cash ≈ HK$39.00M (deposit + AVD stamp duty HK$3,055,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,356
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$187,246
−HK$4,962/mo
Today · 4.125%
HK$192,208
baseline
▲ 0.50% · 4.625%
HK$202,339
+HK$10,131/mo
Deposit HK$35.94M · loan HK$35.94M · min. income ≈ HK$384,416/mo (50% DSR)
Upfront cash ≈ HK$39.00M (deposit + AVD stamp duty HK$3,055,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,700
−HK$12,335/mo
▼ 0.25% · 3.875%
HK$202,818
−HK$6,217/mo
Today · 4.125%
HK$209,035
baseline
▲ 0.50% · 4.625%
HK$221,754
+HK$12,719/mo
Deposit HK$28.75M · loan HK$43.13M · min. income ≈ HK$418,070/mo (50% DSR)
Upfront cash ≈ HK$31.81M (deposit + AVD stamp duty HK$3,055,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,827
−HK$11,822/mo
▼ 0.25% · 3.875%
HK$224,695
−HK$5,954/mo
Today · 4.125%
HK$230,649
baseline
▲ 0.50% · 4.625%
HK$242,807
+HK$12,158/mo
Deposit HK$28.75M · loan HK$43.13M · min. income ≈ HK$461,298/mo (50% DSR)
Upfront cash ≈ HK$31.81M (deposit + AVD stamp duty HK$3,055,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,483
−HK$14,391/mo
▼ 0.25% · 3.875%
HK$236,621
−HK$7,253/mo
Today · 4.125%
HK$243,874
baseline
▲ 0.50% · 4.625%
HK$258,713
+HK$14,839/mo
Deposit HK$21.57M · loan HK$50.32M · min. income ≈ HK$487,748/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$3,055,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,298
−HK$13,793/mo
▼ 0.25% · 3.875%
HK$262,145
−HK$6,946/mo
Today · 4.125%
HK$269,091
baseline
▲ 0.50% · 4.625%
HK$283,275
+HK$14,184/mo
Deposit HK$21.57M · loan HK$50.32M · min. income ≈ HK$538,182/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$3,055,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,050
−HK$18,502/mo
▼ 0.25% · 3.875%
HK$304,228
−HK$9,324/mo
Today · 4.125%
HK$313,552
baseline
▲ 0.50% · 4.625%
HK$332,631
+HK$19,079/mo
Deposit HK$7.19M · loan HK$64.70M · min. income ≈ HK$627,104/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$3,055,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,240
−HK$17,734/mo
▼ 0.25% · 3.875%
HK$337,043
−HK$8,931/mo
Today · 4.125%
HK$345,974
baseline
▲ 0.50% · 4.625%
HK$364,211
+HK$18,237/mo
Deposit HK$7.19M · loan HK$64.70M · min. income ≈ HK$691,948/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$3,055,119 · Scale 2, in force from 26 Feb 2026)