LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,392
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,902
−HK$518/mo
Today · 4.125%
HK$17,420
baseline
▲ 0.50% · 4.625%
HK$18,480
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,840/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,236
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,725
−HK$497/mo
Today · 4.125%
HK$19,222
baseline
▲ 0.50% · 4.625%
HK$20,235
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,444/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,671
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,283
−HK$621/mo
Today · 4.125%
HK$20,904
baseline
▲ 0.50% · 4.625%
HK$22,176
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$41,808/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,884
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,470
−HK$596/mo
Today · 4.125%
HK$23,066
baseline
▲ 0.50% · 4.625%
HK$24,282
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$46,132/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,949
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,663
−HK$725/mo
Today · 4.125%
HK$24,388
baseline
▲ 0.50% · 4.625%
HK$25,872
+HK$1,484/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,776/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,531
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,216
−HK$694/mo
Today · 4.125%
HK$26,910
baseline
▲ 0.50% · 4.625%
HK$28,329
+HK$1,419/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,820/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,506
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$933/mo
Today · 4.125%
HK$31,357
baseline
▲ 0.50% · 4.625%
HK$33,264
+HK$1,907/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,714/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,825
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,706
−HK$893/mo
Today · 4.125%
HK$34,599
baseline
▲ 0.50% · 4.625%
HK$36,423
+HK$1,824/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,198/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,665 · Scale 2, in force from 26 Feb 2026)