LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,966
−HK$10,282/mo
▼ 0.25% · 3.875%
HK$169,066
−HK$5,182/mo
Today · 4.125%
HK$174,248
baseline
▲ 0.50% · 4.625%
HK$184,851
+HK$10,603/mo
Deposit HK$35.95M · loan HK$35.95M · min. income ≈ HK$348,496/mo (50% DSR)
Upfront cash ≈ HK$39.01M (deposit + AVD stamp duty HK$3,056,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,411
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$187,303
−HK$4,963/mo
Today · 4.125%
HK$192,266
baseline
▲ 0.50% · 4.625%
HK$202,400
+HK$10,134/mo
Deposit HK$35.95M · loan HK$35.95M · min. income ≈ HK$384,532/mo (50% DSR)
Upfront cash ≈ HK$39.01M (deposit + AVD stamp duty HK$3,056,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,759
−HK$12,339/mo
▼ 0.25% · 3.875%
HK$202,880
−HK$6,218/mo
Today · 4.125%
HK$209,098
baseline
▲ 0.50% · 4.625%
HK$221,821
+HK$12,723/mo
Deposit HK$28.76M · loan HK$43.14M · min. income ≈ HK$418,196/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$3,056,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,893
−HK$11,826/mo
▼ 0.25% · 3.875%
HK$224,763
−HK$5,956/mo
Today · 4.125%
HK$230,719
baseline
▲ 0.50% · 4.625%
HK$242,880
+HK$12,161/mo
Deposit HK$28.76M · loan HK$43.14M · min. income ≈ HK$461,438/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$3,056,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,553
−HK$14,395/mo
▼ 0.25% · 3.875%
HK$236,693
−HK$7,255/mo
Today · 4.125%
HK$243,948
baseline
▲ 0.50% · 4.625%
HK$258,791
+HK$14,843/mo
Deposit HK$21.57M · loan HK$50.33M · min. income ≈ HK$487,896/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$3,056,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,375
−HK$13,797/mo
▼ 0.25% · 3.875%
HK$262,224
−HK$6,948/mo
Today · 4.125%
HK$269,172
baseline
▲ 0.50% · 4.625%
HK$283,360
+HK$14,188/mo
Deposit HK$21.57M · loan HK$50.33M · min. income ≈ HK$538,344/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$3,056,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,139
−HK$18,508/mo
▼ 0.25% · 3.875%
HK$304,320
−HK$9,327/mo
Today · 4.125%
HK$313,647
baseline
▲ 0.50% · 4.625%
HK$332,731
+HK$19,084/mo
Deposit HK$7.19M · loan HK$64.72M · min. income ≈ HK$627,294/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$3,056,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,339
−HK$17,739/mo
▼ 0.25% · 3.875%
HK$337,145
−HK$8,933/mo
Today · 4.125%
HK$346,078
baseline
▲ 0.50% · 4.625%
HK$364,321
+HK$18,243/mo
Deposit HK$7.19M · loan HK$64.72M · min. income ≈ HK$692,156/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$3,056,043 · Scale 2, in force from 26 Feb 2026)