LTV · monthly repayment
▼ 0.50% · 3.625%
HK$163,983
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$169,084
−HK$5,182/mo
Today · 4.125%
HK$174,266
baseline
▲ 0.50% · 4.625%
HK$184,870
+HK$10,604/mo
Deposit HK$35.96M · loan HK$35.96M · min. income ≈ HK$348,532/mo (50% DSR)
Upfront cash ≈ HK$39.01M (deposit + AVD stamp duty HK$3,056,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,429
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$187,322
−HK$4,963/mo
Today · 4.125%
HK$192,285
baseline
▲ 0.50% · 4.625%
HK$202,421
+HK$10,136/mo
Deposit HK$35.96M · loan HK$35.96M · min. income ≈ HK$384,570/mo (50% DSR)
Upfront cash ≈ HK$39.01M (deposit + AVD stamp duty HK$3,056,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,779
−HK$12,340/mo
▼ 0.25% · 3.875%
HK$202,900
−HK$6,219/mo
Today · 4.125%
HK$209,119
baseline
▲ 0.50% · 4.625%
HK$221,844
+HK$12,725/mo
Deposit HK$28.77M · loan HK$43.15M · min. income ≈ HK$418,238/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$3,056,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,915
−HK$11,827/mo
▼ 0.25% · 3.875%
HK$224,786
−HK$5,956/mo
Today · 4.125%
HK$230,742
baseline
▲ 0.50% · 4.625%
HK$242,905
+HK$12,163/mo
Deposit HK$28.77M · loan HK$43.15M · min. income ≈ HK$461,484/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$3,056,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,576
−HK$14,396/mo
▼ 0.25% · 3.875%
HK$236,717
−HK$7,255/mo
Today · 4.125%
HK$243,972
baseline
▲ 0.50% · 4.625%
HK$258,817
+HK$14,845/mo
Deposit HK$21.57M · loan HK$50.34M · min. income ≈ HK$487,944/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$3,056,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,401
−HK$13,798/mo
▼ 0.25% · 3.875%
HK$262,251
−HK$6,948/mo
Today · 4.125%
HK$269,199
baseline
▲ 0.50% · 4.625%
HK$283,389
+HK$14,190/mo
Deposit HK$21.57M · loan HK$50.34M · min. income ≈ HK$538,398/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$3,056,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,169
−HK$18,510/mo
▼ 0.25% · 3.875%
HK$304,350
−HK$9,329/mo
Today · 4.125%
HK$313,679
baseline
▲ 0.50% · 4.625%
HK$332,765
+HK$19,086/mo
Deposit HK$7.19M · loan HK$64.72M · min. income ≈ HK$627,358/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$3,056,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,373
−HK$17,741/mo
▼ 0.25% · 3.875%
HK$337,179
−HK$8,935/mo
Today · 4.125%
HK$346,114
baseline
▲ 0.50% · 4.625%
HK$364,358
+HK$18,244/mo
Deposit HK$7.19M · loan HK$64.72M · min. income ≈ HK$692,228/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$3,056,354 · Scale 2, in force from 26 Feb 2026)