LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,406
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,916
−HK$518/mo
Today · 4.125%
HK$17,434
baseline
▲ 0.50% · 4.625%
HK$18,495
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,868/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,251
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,741
−HK$496/mo
Today · 4.125%
HK$19,237
baseline
▲ 0.50% · 4.625%
HK$20,251
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,474/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,687
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,299
−HK$622/mo
Today · 4.125%
HK$20,921
baseline
▲ 0.50% · 4.625%
HK$22,194
+HK$1,273/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,842/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,901
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,489
−HK$596/mo
Today · 4.125%
HK$23,085
baseline
▲ 0.50% · 4.625%
HK$24,301
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,170/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,968
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,682
−HK$726/mo
Today · 4.125%
HK$24,408
baseline
▲ 0.50% · 4.625%
HK$25,893
+HK$1,485/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,816/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,552
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,237
−HK$695/mo
Today · 4.125%
HK$26,932
baseline
▲ 0.50% · 4.625%
HK$28,352
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,864/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,530
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,449
−HK$933/mo
Today · 4.125%
HK$31,382
baseline
▲ 0.50% · 4.625%
HK$33,291
+HK$1,909/mo
Deposit HK$719K · loan HK$6.48M · min. income ≈ HK$62,764/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,852
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,733
−HK$894/mo
Today · 4.125%
HK$34,627
baseline
▲ 0.50% · 4.625%
HK$36,452
+HK$1,825/mo
Deposit HK$719K · loan HK$6.48M · min. income ≈ HK$69,254/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,840 · Scale 2, in force from 26 Feb 2026)