LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,091
−HK$10,290/mo
▼ 0.25% · 3.875%
HK$169,195
−HK$5,186/mo
Today · 4.125%
HK$174,381
baseline
▲ 0.50% · 4.625%
HK$184,992
+HK$10,611/mo
Deposit HK$35.98M · loan HK$35.98M · min. income ≈ HK$348,762/mo (50% DSR)
Upfront cash ≈ HK$39.04M (deposit + AVD stamp duty HK$3,058,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,550
−HK$9,862/mo
▼ 0.25% · 3.875%
HK$187,445
−HK$4,967/mo
Today · 4.125%
HK$192,412
baseline
▲ 0.50% · 4.625%
HK$202,554
+HK$10,142/mo
Deposit HK$35.98M · loan HK$35.98M · min. income ≈ HK$384,824/mo (50% DSR)
Upfront cash ≈ HK$39.04M (deposit + AVD stamp duty HK$3,058,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,909
−HK$12,348/mo
▼ 0.25% · 3.875%
HK$203,034
−HK$6,223/mo
Today · 4.125%
HK$209,257
baseline
▲ 0.50% · 4.625%
HK$221,990
+HK$12,733/mo
Deposit HK$28.78M · loan HK$43.18M · min. income ≈ HK$418,514/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$3,058,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,059
−HK$11,836/mo
▼ 0.25% · 3.875%
HK$224,935
−HK$5,960/mo
Today · 4.125%
HK$230,895
baseline
▲ 0.50% · 4.625%
HK$243,065
+HK$12,170/mo
Deposit HK$28.78M · loan HK$43.18M · min. income ≈ HK$461,790/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$3,058,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,727
−HK$14,406/mo
▼ 0.25% · 3.875%
HK$236,873
−HK$7,260/mo
Today · 4.125%
HK$244,133
baseline
▲ 0.50% · 4.625%
HK$258,988
+HK$14,855/mo
Deposit HK$21.59M · loan HK$50.37M · min. income ≈ HK$488,266/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$3,058,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,569
−HK$13,808/mo
▼ 0.25% · 3.875%
HK$262,424
−HK$6,953/mo
Today · 4.125%
HK$269,377
baseline
▲ 0.50% · 4.625%
HK$283,576
+HK$14,199/mo
Deposit HK$21.59M · loan HK$50.37M · min. income ≈ HK$538,754/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$3,058,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,364
−HK$18,522/mo
▼ 0.25% · 3.875%
HK$304,551
−HK$9,335/mo
Today · 4.125%
HK$313,886
baseline
▲ 0.50% · 4.625%
HK$332,985
+HK$19,099/mo
Deposit HK$7.20M · loan HK$64.77M · min. income ≈ HK$627,772/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$3,058,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,589
−HK$17,753/mo
▼ 0.25% · 3.875%
HK$337,402
−HK$8,940/mo
Today · 4.125%
HK$346,342
baseline
▲ 0.50% · 4.625%
HK$364,598
+HK$18,256/mo
Deposit HK$7.20M · loan HK$64.77M · min. income ≈ HK$692,684/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$3,058,369 · Scale 2, in force from 26 Feb 2026)