LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,096
−HK$10,291/mo
▼ 0.25% · 3.875%
HK$169,201
−HK$5,186/mo
Today · 4.125%
HK$174,387
baseline
▲ 0.50% · 4.625%
HK$184,998
+HK$10,611/mo
Deposit HK$35.98M · loan HK$35.98M · min. income ≈ HK$348,774/mo (50% DSR)
Upfront cash ≈ HK$39.04M (deposit + AVD stamp duty HK$3,058,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,556
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$187,452
−HK$4,967/mo
Today · 4.125%
HK$192,419
baseline
▲ 0.50% · 4.625%
HK$202,561
+HK$10,142/mo
Deposit HK$35.98M · loan HK$35.98M · min. income ≈ HK$384,838/mo (50% DSR)
Upfront cash ≈ HK$39.04M (deposit + AVD stamp duty HK$3,058,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,916
−HK$12,348/mo
▼ 0.25% · 3.875%
HK$203,041
−HK$6,223/mo
Today · 4.125%
HK$209,264
baseline
▲ 0.50% · 4.625%
HK$221,997
+HK$12,733/mo
Deposit HK$28.79M · loan HK$43.18M · min. income ≈ HK$418,528/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$3,058,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,067
−HK$11,835/mo
▼ 0.25% · 3.875%
HK$224,942
−HK$5,960/mo
Today · 4.125%
HK$230,902
baseline
▲ 0.50% · 4.625%
HK$243,073
+HK$12,171/mo
Deposit HK$28.79M · loan HK$43.18M · min. income ≈ HK$461,804/mo (50% DSR)
Upfront cash ≈ HK$31.84M (deposit + AVD stamp duty HK$3,058,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,735
−HK$14,406/mo
▼ 0.25% · 3.875%
HK$236,881
−HK$7,260/mo
Today · 4.125%
HK$244,141
baseline
▲ 0.50% · 4.625%
HK$258,997
+HK$14,856/mo
Deposit HK$21.59M · loan HK$50.37M · min. income ≈ HK$488,282/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$3,058,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,578
−HK$13,808/mo
▼ 0.25% · 3.875%
HK$262,432
−HK$6,954/mo
Today · 4.125%
HK$269,386
baseline
▲ 0.50% · 4.625%
HK$283,586
+HK$14,200/mo
Deposit HK$21.59M · loan HK$50.37M · min. income ≈ HK$538,772/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$3,058,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,374
−HK$18,522/mo
▼ 0.25% · 3.875%
HK$304,561
−HK$9,335/mo
Today · 4.125%
HK$313,896
baseline
▲ 0.50% · 4.625%
HK$332,996
+HK$19,100/mo
Deposit HK$7.20M · loan HK$64.77M · min. income ≈ HK$627,792/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$3,058,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,600
−HK$17,753/mo
▼ 0.25% · 3.875%
HK$337,413
−HK$8,940/mo
Today · 4.125%
HK$346,353
baseline
▲ 0.50% · 4.625%
HK$364,610
+HK$18,257/mo
Deposit HK$7.20M · loan HK$64.77M · min. income ≈ HK$692,706/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$3,058,471 · Scale 2, in force from 26 Feb 2026)