LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,412
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,923
−HK$519/mo
Today · 4.125%
HK$17,442
baseline
▲ 0.50% · 4.625%
HK$18,503
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,884/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,259
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,748
−HK$497/mo
Today · 4.125%
HK$19,245
baseline
▲ 0.50% · 4.625%
HK$20,260
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,490/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,695
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,308
−HK$622/mo
Today · 4.125%
HK$20,930
baseline
▲ 0.50% · 4.625%
HK$22,203
+HK$1,273/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,860/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,910
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,498
−HK$596/mo
Today · 4.125%
HK$23,094
baseline
▲ 0.50% · 4.625%
HK$24,311
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,188/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,977
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,692
−HK$726/mo
Today · 4.125%
HK$24,418
baseline
▲ 0.50% · 4.625%
HK$25,904
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,836/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,562
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$695/mo
Today · 4.125%
HK$26,943
baseline
▲ 0.50% · 4.625%
HK$28,363
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,886/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,542
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,461
−HK$934/mo
Today · 4.125%
HK$31,395
baseline
▲ 0.50% · 4.625%
HK$33,305
+HK$1,910/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,790/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,866
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,747
−HK$894/mo
Today · 4.125%
HK$34,641
baseline
▲ 0.50% · 4.625%
HK$36,467
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,282/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,929 · Scale 2, in force from 26 Feb 2026)