LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,141
−HK$10,294/mo
▼ 0.25% · 3.875%
HK$169,247
−HK$5,188/mo
Today · 4.125%
HK$174,435
baseline
▲ 0.50% · 4.625%
HK$185,048
+HK$10,613/mo
Deposit HK$35.99M · loan HK$35.99M · min. income ≈ HK$348,870/mo (50% DSR)
Upfront cash ≈ HK$39.05M (deposit + AVD stamp duty HK$3,059,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,606
−HK$9,865/mo
▼ 0.25% · 3.875%
HK$187,503
−HK$4,968/mo
Today · 4.125%
HK$192,471
baseline
▲ 0.50% · 4.625%
HK$202,617
+HK$10,146/mo
Deposit HK$35.99M · loan HK$35.99M · min. income ≈ HK$384,942/mo (50% DSR)
Upfront cash ≈ HK$39.05M (deposit + AVD stamp duty HK$3,059,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,970
−HK$12,351/mo
▼ 0.25% · 3.875%
HK$203,097
−HK$6,224/mo
Today · 4.125%
HK$209,321
baseline
▲ 0.50% · 4.625%
HK$222,058
+HK$12,737/mo
Deposit HK$28.79M · loan HK$43.19M · min. income ≈ HK$418,642/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$3,059,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,127
−HK$11,839/mo
▼ 0.25% · 3.875%
HK$225,004
−HK$5,962/mo
Today · 4.125%
HK$230,966
baseline
▲ 0.50% · 4.625%
HK$243,140
+HK$12,174/mo
Deposit HK$28.79M · loan HK$43.19M · min. income ≈ HK$461,932/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$3,059,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,798
−HK$14,410/mo
▼ 0.25% · 3.875%
HK$236,946
−HK$7,262/mo
Today · 4.125%
HK$244,208
baseline
▲ 0.50% · 4.625%
HK$259,068
+HK$14,860/mo
Deposit HK$21.60M · loan HK$50.39M · min. income ≈ HK$488,416/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$3,059,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,648
−HK$13,812/mo
▼ 0.25% · 3.875%
HK$262,504
−HK$6,956/mo
Today · 4.125%
HK$269,460
baseline
▲ 0.50% · 4.625%
HK$283,663
+HK$14,203/mo
Deposit HK$21.60M · loan HK$50.39M · min. income ≈ HK$538,920/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$3,059,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,455
−HK$18,527/mo
▼ 0.25% · 3.875%
HK$304,645
−HK$9,337/mo
Today · 4.125%
HK$313,982
baseline
▲ 0.50% · 4.625%
HK$333,087
+HK$19,105/mo
Deposit HK$7.20M · loan HK$64.79M · min. income ≈ HK$627,964/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,059,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,690
−HK$17,758/mo
▼ 0.25% · 3.875%
HK$337,505
−HK$8,943/mo
Today · 4.125%
HK$346,448
baseline
▲ 0.50% · 4.625%
HK$364,710
+HK$18,262/mo
Deposit HK$7.20M · loan HK$64.79M · min. income ≈ HK$692,896/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,059,310 · Scale 2, in force from 26 Feb 2026)