LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,144
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$169,249
−HK$5,188/mo
Today · 4.125%
HK$174,437
baseline
▲ 0.50% · 4.625%
HK$185,051
+HK$10,614/mo
Deposit HK$35.99M · loan HK$35.99M · min. income ≈ HK$348,874/mo (50% DSR)
Upfront cash ≈ HK$39.05M (deposit + AVD stamp duty HK$3,059,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,608
−HK$9,866/mo
▼ 0.25% · 3.875%
HK$187,506
−HK$4,968/mo
Today · 4.125%
HK$192,474
baseline
▲ 0.50% · 4.625%
HK$202,619
+HK$10,145/mo
Deposit HK$35.99M · loan HK$35.99M · min. income ≈ HK$384,948/mo (50% DSR)
Upfront cash ≈ HK$39.05M (deposit + AVD stamp duty HK$3,059,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,972
−HK$12,352/mo
▼ 0.25% · 3.875%
HK$203,099
−HK$6,225/mo
Today · 4.125%
HK$209,324
baseline
▲ 0.50% · 4.625%
HK$222,061
+HK$12,737/mo
Deposit HK$28.79M · loan HK$43.19M · min. income ≈ HK$418,648/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$3,059,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,130
−HK$11,839/mo
▼ 0.25% · 3.875%
HK$225,007
−HK$5,962/mo
Today · 4.125%
HK$230,969
baseline
▲ 0.50% · 4.625%
HK$243,143
+HK$12,174/mo
Deposit HK$28.79M · loan HK$43.19M · min. income ≈ HK$461,938/mo (50% DSR)
Upfront cash ≈ HK$31.85M (deposit + AVD stamp duty HK$3,059,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,801
−HK$14,411/mo
▼ 0.25% · 3.875%
HK$236,949
−HK$7,263/mo
Today · 4.125%
HK$244,212
baseline
▲ 0.50% · 4.625%
HK$259,071
+HK$14,859/mo
Deposit HK$21.60M · loan HK$50.39M · min. income ≈ HK$488,424/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$3,059,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,651
−HK$13,813/mo
▼ 0.25% · 3.875%
HK$262,508
−HK$6,956/mo
Today · 4.125%
HK$269,464
baseline
▲ 0.50% · 4.625%
HK$283,667
+HK$14,203/mo
Deposit HK$21.60M · loan HK$50.39M · min. income ≈ HK$538,928/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$3,059,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,459
−HK$18,527/mo
▼ 0.25% · 3.875%
HK$304,649
−HK$9,337/mo
Today · 4.125%
HK$313,986
baseline
▲ 0.50% · 4.625%
HK$333,092
+HK$19,106/mo
Deposit HK$7.20M · loan HK$64.79M · min. income ≈ HK$627,972/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,059,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,695
−HK$17,758/mo
▼ 0.25% · 3.875%
HK$337,510
−HK$8,943/mo
Today · 4.125%
HK$346,453
baseline
▲ 0.50% · 4.625%
HK$364,715
+HK$18,262/mo
Deposit HK$7.20M · loan HK$64.79M · min. income ≈ HK$692,906/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,059,352 · Scale 2, in force from 26 Feb 2026)