LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,177
−HK$10,296/mo
▼ 0.25% · 3.875%
HK$169,284
−HK$5,189/mo
Today · 4.125%
HK$174,473
baseline
▲ 0.50% · 4.625%
HK$185,089
+HK$10,616/mo
Deposit HK$36.00M · loan HK$36.00M · min. income ≈ HK$348,946/mo (50% DSR)
Upfront cash ≈ HK$39.06M (deposit + AVD stamp duty HK$3,059,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,646
−HK$9,868/mo
▼ 0.25% · 3.875%
HK$187,544
−HK$4,970/mo
Today · 4.125%
HK$192,514
baseline
▲ 0.50% · 4.625%
HK$202,661
+HK$10,147/mo
Deposit HK$36.00M · loan HK$36.00M · min. income ≈ HK$385,028/mo (50% DSR)
Upfront cash ≈ HK$39.06M (deposit + AVD stamp duty HK$3,059,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,013
−HK$12,354/mo
▼ 0.25% · 3.875%
HK$203,141
−HK$6,226/mo
Today · 4.125%
HK$209,367
baseline
▲ 0.50% · 4.625%
HK$222,107
+HK$12,740/mo
Deposit HK$28.80M · loan HK$43.20M · min. income ≈ HK$418,734/mo (50% DSR)
Upfront cash ≈ HK$31.86M (deposit + AVD stamp duty HK$3,059,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,175
−HK$11,841/mo
▼ 0.25% · 3.875%
HK$225,053
−HK$5,963/mo
Today · 4.125%
HK$231,016
baseline
▲ 0.50% · 4.625%
HK$243,193
+HK$12,177/mo
Deposit HK$28.80M · loan HK$43.20M · min. income ≈ HK$462,032/mo (50% DSR)
Upfront cash ≈ HK$31.86M (deposit + AVD stamp duty HK$3,059,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,848
−HK$14,414/mo
▼ 0.25% · 3.875%
HK$236,998
−HK$7,264/mo
Today · 4.125%
HK$244,262
baseline
▲ 0.50% · 4.625%
HK$259,125
+HK$14,863/mo
Deposit HK$21.60M · loan HK$50.40M · min. income ≈ HK$488,524/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$3,059,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,704
−HK$13,815/mo
▼ 0.25% · 3.875%
HK$262,562
−HK$6,957/mo
Today · 4.125%
HK$269,519
baseline
▲ 0.50% · 4.625%
HK$283,726
+HK$14,207/mo
Deposit HK$21.60M · loan HK$50.40M · min. income ≈ HK$539,038/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$3,059,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,519
−HK$18,532/mo
▼ 0.25% · 3.875%
HK$304,712
−HK$9,339/mo
Today · 4.125%
HK$314,051
baseline
▲ 0.50% · 4.625%
HK$333,160
+HK$19,109/mo
Deposit HK$7.20M · loan HK$64.80M · min. income ≈ HK$628,102/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,059,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,762
−HK$17,762/mo
▼ 0.25% · 3.875%
HK$337,580
−HK$8,944/mo
Today · 4.125%
HK$346,524
baseline
▲ 0.50% · 4.625%
HK$364,790
+HK$18,266/mo
Deposit HK$7.20M · loan HK$64.80M · min. income ≈ HK$693,048/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,059,981 · Scale 2, in force from 26 Feb 2026)