LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,423
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,934
−HK$519/mo
Today · 4.125%
HK$17,453
baseline
▲ 0.50% · 4.625%
HK$18,515
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,906/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,271
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,761
−HK$497/mo
Today · 4.125%
HK$19,258
baseline
▲ 0.50% · 4.625%
HK$20,273
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,516/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,708
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,321
−HK$623/mo
Today · 4.125%
HK$20,944
baseline
▲ 0.50% · 4.625%
HK$22,218
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,888/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,925
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,513
−HK$596/mo
Today · 4.125%
HK$23,109
baseline
▲ 0.50% · 4.625%
HK$24,327
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,218/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,992
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,708
−HK$726/mo
Today · 4.125%
HK$24,434
baseline
▲ 0.50% · 4.625%
HK$25,921
+HK$1,487/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,868/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,579
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,265
−HK$696/mo
Today · 4.125%
HK$26,961
baseline
▲ 0.50% · 4.625%
HK$28,382
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,922/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,562
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,481
−HK$935/mo
Today · 4.125%
HK$31,416
baseline
▲ 0.50% · 4.625%
HK$33,327
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,832/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,887
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,769
−HK$895/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,491
+HK$1,827/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,071 · Scale 2, in force from 26 Feb 2026)