LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,235
−HK$10,299/mo
▼ 0.25% · 3.875%
HK$169,344
−HK$5,190/mo
Today · 4.125%
HK$174,534
baseline
▲ 0.50% · 4.625%
HK$185,154
+HK$10,620/mo
Deposit HK$36.01M · loan HK$36.01M · min. income ≈ HK$349,068/mo (50% DSR)
Upfront cash ≈ HK$39.07M (deposit + AVD stamp duty HK$3,061,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,710
−HK$9,871/mo
▼ 0.25% · 3.875%
HK$187,610
−HK$4,971/mo
Today · 4.125%
HK$192,581
baseline
▲ 0.50% · 4.625%
HK$202,732
+HK$10,151/mo
Deposit HK$36.01M · loan HK$36.01M · min. income ≈ HK$385,162/mo (50% DSR)
Upfront cash ≈ HK$39.07M (deposit + AVD stamp duty HK$3,061,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,082
−HK$12,359/mo
▼ 0.25% · 3.875%
HK$203,213
−HK$6,228/mo
Today · 4.125%
HK$209,441
baseline
▲ 0.50% · 4.625%
HK$222,185
+HK$12,744/mo
Deposit HK$28.81M · loan HK$43.21M · min. income ≈ HK$418,882/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$3,061,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,252
−HK$11,845/mo
▼ 0.25% · 3.875%
HK$225,132
−HK$5,965/mo
Today · 4.125%
HK$231,097
baseline
▲ 0.50% · 4.625%
HK$243,279
+HK$12,182/mo
Deposit HK$28.81M · loan HK$43.21M · min. income ≈ HK$462,194/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$3,061,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,929
−HK$14,419/mo
▼ 0.25% · 3.875%
HK$237,081
−HK$7,267/mo
Today · 4.125%
HK$244,348
baseline
▲ 0.50% · 4.625%
HK$259,216
+HK$14,868/mo
Deposit HK$21.61M · loan HK$50.42M · min. income ≈ HK$488,696/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$3,061,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,794
−HK$13,820/mo
▼ 0.25% · 3.875%
HK$262,654
−HK$6,960/mo
Today · 4.125%
HK$269,614
baseline
▲ 0.50% · 4.625%
HK$283,825
+HK$14,211/mo
Deposit HK$21.61M · loan HK$50.42M · min. income ≈ HK$539,228/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$3,061,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,623
−HK$18,538/mo
▼ 0.25% · 3.875%
HK$304,819
−HK$9,342/mo
Today · 4.125%
HK$314,161
baseline
▲ 0.50% · 4.625%
HK$333,277
+HK$19,116/mo
Deposit HK$7.20M · loan HK$64.82M · min. income ≈ HK$628,322/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,061,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,878
−HK$17,768/mo
▼ 0.25% · 3.875%
HK$337,698
−HK$8,948/mo
Today · 4.125%
HK$346,646
baseline
▲ 0.50% · 4.625%
HK$364,918
+HK$18,272/mo
Deposit HK$7.20M · loan HK$64.82M · min. income ≈ HK$693,292/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,061,057 · Scale 2, in force from 26 Feb 2026)