LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,238
−HK$10,299/mo
▼ 0.25% · 3.875%
HK$169,347
−HK$5,190/mo
Today · 4.125%
HK$174,537
baseline
▲ 0.50% · 4.625%
HK$185,158
+HK$10,621/mo
Deposit HK$36.01M · loan HK$36.01M · min. income ≈ HK$349,074/mo (50% DSR)
Upfront cash ≈ HK$39.07M (deposit + AVD stamp duty HK$3,061,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,713
−HK$9,872/mo
▼ 0.25% · 3.875%
HK$187,614
−HK$4,971/mo
Today · 4.125%
HK$192,585
baseline
▲ 0.50% · 4.625%
HK$202,736
+HK$10,151/mo
Deposit HK$36.01M · loan HK$36.01M · min. income ≈ HK$385,170/mo (50% DSR)
Upfront cash ≈ HK$39.07M (deposit + AVD stamp duty HK$3,061,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,086
−HK$12,359/mo
▼ 0.25% · 3.875%
HK$203,216
−HK$6,229/mo
Today · 4.125%
HK$209,445
baseline
▲ 0.50% · 4.625%
HK$222,189
+HK$12,744/mo
Deposit HK$28.81M · loan HK$43.22M · min. income ≈ HK$418,890/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$3,061,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,256
−HK$11,846/mo
▼ 0.25% · 3.875%
HK$225,136
−HK$5,966/mo
Today · 4.125%
HK$231,102
baseline
▲ 0.50% · 4.625%
HK$243,284
+HK$12,182/mo
Deposit HK$28.81M · loan HK$43.22M · min. income ≈ HK$462,204/mo (50% DSR)
Upfront cash ≈ HK$31.87M (deposit + AVD stamp duty HK$3,061,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,934
−HK$14,418/mo
▼ 0.25% · 3.875%
HK$237,086
−HK$7,266/mo
Today · 4.125%
HK$244,352
baseline
▲ 0.50% · 4.625%
HK$259,221
+HK$14,869/mo
Deposit HK$21.61M · loan HK$50.42M · min. income ≈ HK$488,704/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$3,061,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,799
−HK$13,820/mo
▼ 0.25% · 3.875%
HK$262,659
−HK$6,960/mo
Today · 4.125%
HK$269,619
baseline
▲ 0.50% · 4.625%
HK$283,831
+HK$14,212/mo
Deposit HK$21.61M · loan HK$50.42M · min. income ≈ HK$539,238/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$3,061,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,629
−HK$18,538/mo
▼ 0.25% · 3.875%
HK$304,825
−HK$9,342/mo
Today · 4.125%
HK$314,167
baseline
▲ 0.50% · 4.625%
HK$333,284
+HK$19,117/mo
Deposit HK$7.20M · loan HK$64.82M · min. income ≈ HK$628,334/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,061,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,884
−HK$17,769/mo
▼ 0.25% · 3.875%
HK$337,705
−HK$8,948/mo
Today · 4.125%
HK$346,653
baseline
▲ 0.50% · 4.625%
HK$364,925
+HK$18,272/mo
Deposit HK$7.20M · loan HK$64.82M · min. income ≈ HK$693,306/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$3,061,116 · Scale 2, in force from 26 Feb 2026)