LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,284
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$169,394
−HK$5,192/mo
Today · 4.125%
HK$174,586
baseline
▲ 0.50% · 4.625%
HK$185,209
+HK$10,623/mo
Deposit HK$36.02M · loan HK$36.02M · min. income ≈ HK$349,172/mo (50% DSR)
Upfront cash ≈ HK$39.09M (deposit + AVD stamp duty HK$3,061,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,765
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$187,666
−HK$4,973/mo
Today · 4.125%
HK$192,639
baseline
▲ 0.50% · 4.625%
HK$202,793
+HK$10,154/mo
Deposit HK$36.02M · loan HK$36.02M · min. income ≈ HK$385,278/mo (50% DSR)
Upfront cash ≈ HK$39.09M (deposit + AVD stamp duty HK$3,061,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,141
−HK$12,363/mo
▼ 0.25% · 3.875%
HK$203,273
−HK$6,231/mo
Today · 4.125%
HK$209,504
baseline
▲ 0.50% · 4.625%
HK$222,251
+HK$12,747/mo
Deposit HK$28.82M · loan HK$43.23M · min. income ≈ HK$419,008/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$3,061,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,317
−HK$11,849/mo
▼ 0.25% · 3.875%
HK$225,199
−HK$5,967/mo
Today · 4.125%
HK$231,166
baseline
▲ 0.50% · 4.625%
HK$243,352
+HK$12,186/mo
Deposit HK$28.82M · loan HK$43.23M · min. income ≈ HK$462,332/mo (50% DSR)
Upfront cash ≈ HK$31.88M (deposit + AVD stamp duty HK$3,061,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,998
−HK$14,423/mo
▼ 0.25% · 3.875%
HK$237,152
−HK$7,269/mo
Today · 4.125%
HK$244,421
baseline
▲ 0.50% · 4.625%
HK$259,293
+HK$14,872/mo
Deposit HK$21.61M · loan HK$50.43M · min. income ≈ HK$488,842/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$3,061,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,870
−HK$13,824/mo
▼ 0.25% · 3.875%
HK$262,733
−HK$6,961/mo
Today · 4.125%
HK$269,694
baseline
▲ 0.50% · 4.625%
HK$283,910
+HK$14,216/mo
Deposit HK$21.61M · loan HK$50.43M · min. income ≈ HK$539,388/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$3,061,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,712
−HK$18,543/mo
▼ 0.25% · 3.875%
HK$304,910
−HK$9,345/mo
Today · 4.125%
HK$314,255
baseline
▲ 0.50% · 4.625%
HK$333,377
+HK$19,122/mo
Deposit HK$7.20M · loan HK$64.84M · min. income ≈ HK$628,510/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$3,061,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,976
−HK$17,774/mo
▼ 0.25% · 3.875%
HK$337,799
−HK$8,951/mo
Today · 4.125%
HK$346,750
baseline
▲ 0.50% · 4.625%
HK$365,027
+HK$18,277/mo
Deposit HK$7.20M · loan HK$64.84M · min. income ≈ HK$693,500/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$3,061,971 · Scale 2, in force from 26 Feb 2026)