LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,432
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,943
−HK$519/mo
Today · 4.125%
HK$17,462
baseline
▲ 0.50% · 4.625%
HK$18,525
+HK$1,063/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,924/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,280
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,771
−HK$497/mo
Today · 4.125%
HK$19,268
baseline
▲ 0.50% · 4.625%
HK$20,284
+HK$1,016/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,536/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,718
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,332
−HK$623/mo
Today · 4.125%
HK$20,955
baseline
▲ 0.50% · 4.625%
HK$22,230
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,910/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,936
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,525
−HK$597/mo
Today · 4.125%
HK$23,122
baseline
▲ 0.50% · 4.625%
HK$24,340
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,244/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,005
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,720
−HK$727/mo
Today · 4.125%
HK$24,447
baseline
▲ 0.50% · 4.625%
HK$25,935
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,894/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,279
−HK$696/mo
Today · 4.125%
HK$26,975
baseline
▲ 0.50% · 4.625%
HK$28,397
+HK$1,422/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,950/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,577
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,497
−HK$935/mo
Today · 4.125%
HK$31,432
baseline
▲ 0.50% · 4.625%
HK$33,345
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,864/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,905
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,787
−HK$895/mo
Today · 4.125%
HK$34,682
baseline
▲ 0.50% · 4.625%
HK$36,510
+HK$1,828/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,364/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,185 · Scale 2, in force from 26 Feb 2026)