LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,433
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,944
−HK$519/mo
Today · 4.125%
HK$17,463
baseline
▲ 0.50% · 4.625%
HK$18,526
+HK$1,063/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,926/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,281
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,771
−HK$498/mo
Today · 4.125%
HK$19,269
baseline
▲ 0.50% · 4.625%
HK$20,284
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,538/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,719
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,332
−HK$624/mo
Today · 4.125%
HK$20,956
baseline
▲ 0.50% · 4.625%
HK$22,231
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,912/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,937
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,526
−HK$597/mo
Today · 4.125%
HK$23,123
baseline
▲ 0.50% · 4.625%
HK$24,341
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,246/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,006
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,721
−HK$727/mo
Today · 4.125%
HK$24,448
baseline
▲ 0.50% · 4.625%
HK$25,936
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,896/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,594
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,280
−HK$696/mo
Today · 4.125%
HK$26,976
baseline
▲ 0.50% · 4.625%
HK$28,398
+HK$1,422/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,952/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,579
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,499
−HK$934/mo
Today · 4.125%
HK$31,433
baseline
▲ 0.50% · 4.625%
HK$33,346
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,866/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,906
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,788
−HK$896/mo
Today · 4.125%
HK$34,684
baseline
▲ 0.50% · 4.625%
HK$36,512
+HK$1,828/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,368/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,194 · Scale 2, in force from 26 Feb 2026)