LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,389
−HK$10,309/mo
▼ 0.25% · 3.875%
HK$169,503
−HK$5,195/mo
Today · 4.125%
HK$174,698
baseline
▲ 0.50% · 4.625%
HK$185,328
+HK$10,630/mo
Deposit HK$36.05M · loan HK$36.05M · min. income ≈ HK$349,396/mo (50% DSR)
Upfront cash ≈ HK$39.11M (deposit + AVD stamp duty HK$3,063,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,881
−HK$9,881/mo
▼ 0.25% · 3.875%
HK$187,786
−HK$4,976/mo
Today · 4.125%
HK$192,762
baseline
▲ 0.50% · 4.625%
HK$202,923
+HK$10,161/mo
Deposit HK$36.05M · loan HK$36.05M · min. income ≈ HK$385,524/mo (50% DSR)
Upfront cash ≈ HK$39.11M (deposit + AVD stamp duty HK$3,063,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,267
−HK$12,371/mo
▼ 0.25% · 3.875%
HK$203,403
−HK$6,235/mo
Today · 4.125%
HK$209,638
baseline
▲ 0.50% · 4.625%
HK$222,394
+HK$12,756/mo
Deposit HK$28.84M · loan HK$43.26M · min. income ≈ HK$419,276/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$3,063,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,458
−HK$11,856/mo
▼ 0.25% · 3.875%
HK$225,344
−HK$5,970/mo
Today · 4.125%
HK$231,314
baseline
▲ 0.50% · 4.625%
HK$243,507
+HK$12,193/mo
Deposit HK$28.84M · loan HK$43.26M · min. income ≈ HK$462,628/mo (50% DSR)
Upfront cash ≈ HK$31.90M (deposit + AVD stamp duty HK$3,063,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,145
−HK$14,432/mo
▼ 0.25% · 3.875%
HK$237,304
−HK$7,273/mo
Today · 4.125%
HK$244,577
baseline
▲ 0.50% · 4.625%
HK$259,459
+HK$14,882/mo
Deposit HK$21.63M · loan HK$50.46M · min. income ≈ HK$489,154/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$3,063,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,034
−HK$13,833/mo
▼ 0.25% · 3.875%
HK$262,901
−HK$6,966/mo
Today · 4.125%
HK$269,867
baseline
▲ 0.50% · 4.625%
HK$284,092
+HK$14,225/mo
Deposit HK$21.63M · loan HK$50.46M · min. income ≈ HK$539,734/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$3,063,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,901
−HK$18,555/mo
▼ 0.25% · 3.875%
HK$305,105
−HK$9,351/mo
Today · 4.125%
HK$314,456
baseline
▲ 0.50% · 4.625%
HK$333,590
+HK$19,134/mo
Deposit HK$7.21M · loan HK$64.88M · min. income ≈ HK$628,912/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$3,063,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,187
−HK$17,785/mo
▼ 0.25% · 3.875%
HK$338,015
−HK$8,957/mo
Today · 4.125%
HK$346,972
baseline
▲ 0.50% · 4.625%
HK$365,261
+HK$18,289/mo
Deposit HK$7.21M · loan HK$64.88M · min. income ≈ HK$693,944/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$3,063,931 · Scale 2, in force from 26 Feb 2026)