LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,419
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$169,533
−HK$5,196/mo
Today · 4.125%
HK$174,729
baseline
▲ 0.50% · 4.625%
HK$185,361
+HK$10,632/mo
Deposit HK$36.05M · loan HK$36.05M · min. income ≈ HK$349,458/mo (50% DSR)
Upfront cash ≈ HK$39.12M (deposit + AVD stamp duty HK$3,064,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,914
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$187,820
−HK$4,976/mo
Today · 4.125%
HK$192,796
baseline
▲ 0.50% · 4.625%
HK$202,959
+HK$10,163/mo
Deposit HK$36.05M · loan HK$36.05M · min. income ≈ HK$385,592/mo (50% DSR)
Upfront cash ≈ HK$39.12M (deposit + AVD stamp duty HK$3,064,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,302
−HK$12,373/mo
▼ 0.25% · 3.875%
HK$203,440
−HK$6,235/mo
Today · 4.125%
HK$209,675
baseline
▲ 0.50% · 4.625%
HK$222,433
+HK$12,758/mo
Deposit HK$28.84M · loan HK$43.26M · min. income ≈ HK$419,350/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$3,064,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,497
−HK$11,859/mo
▼ 0.25% · 3.875%
HK$225,384
−HK$5,972/mo
Today · 4.125%
HK$231,356
baseline
▲ 0.50% · 4.625%
HK$243,551
+HK$12,195/mo
Deposit HK$28.84M · loan HK$43.26M · min. income ≈ HK$462,712/mo (50% DSR)
Upfront cash ≈ HK$31.91M (deposit + AVD stamp duty HK$3,064,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,186
−HK$14,435/mo
▼ 0.25% · 3.875%
HK$237,346
−HK$7,275/mo
Today · 4.125%
HK$244,621
baseline
▲ 0.50% · 4.625%
HK$259,505
+HK$14,884/mo
Deposit HK$21.63M · loan HK$50.47M · min. income ≈ HK$489,242/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$3,064,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,080
−HK$13,835/mo
▼ 0.25% · 3.875%
HK$262,948
−HK$6,967/mo
Today · 4.125%
HK$269,915
baseline
▲ 0.50% · 4.625%
HK$284,143
+HK$14,228/mo
Deposit HK$21.63M · loan HK$50.47M · min. income ≈ HK$539,830/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$3,064,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,954
−HK$18,559/mo
▼ 0.25% · 3.875%
HK$305,159
−HK$9,354/mo
Today · 4.125%
HK$314,513
baseline
▲ 0.50% · 4.625%
HK$333,650
+HK$19,137/mo
Deposit HK$7.21M · loan HK$64.89M · min. income ≈ HK$629,026/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$3,064,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,245
−HK$17,789/mo
▼ 0.25% · 3.875%
HK$338,076
−HK$8,958/mo
Today · 4.125%
HK$347,034
baseline
▲ 0.50% · 4.625%
HK$365,326
+HK$18,292/mo
Deposit HK$7.21M · loan HK$64.89M · min. income ≈ HK$694,068/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$3,064,478 · Scale 2, in force from 26 Feb 2026)