LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,464
−HK$10,313/mo
▼ 0.25% · 3.875%
HK$169,579
−HK$5,198/mo
Today · 4.125%
HK$174,777
baseline
▲ 0.50% · 4.625%
HK$185,412
+HK$10,635/mo
Deposit HK$36.06M · loan HK$36.06M · min. income ≈ HK$349,554/mo (50% DSR)
Upfront cash ≈ HK$39.13M (deposit + AVD stamp duty HK$3,065,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,964
−HK$9,885/mo
▼ 0.25% · 3.875%
HK$187,871
−HK$4,978/mo
Today · 4.125%
HK$192,849
baseline
▲ 0.50% · 4.625%
HK$203,014
+HK$10,165/mo
Deposit HK$36.06M · loan HK$36.06M · min. income ≈ HK$385,698/mo (50% DSR)
Upfront cash ≈ HK$39.13M (deposit + AVD stamp duty HK$3,065,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,356
−HK$12,376/mo
▼ 0.25% · 3.875%
HK$203,495
−HK$6,237/mo
Today · 4.125%
HK$209,732
baseline
▲ 0.50% · 4.625%
HK$222,494
+HK$12,762/mo
Deposit HK$28.85M · loan HK$43.28M · min. income ≈ HK$419,464/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$3,065,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,557
−HK$11,862/mo
▼ 0.25% · 3.875%
HK$225,445
−HK$5,974/mo
Today · 4.125%
HK$231,419
baseline
▲ 0.50% · 4.625%
HK$243,617
+HK$12,198/mo
Deposit HK$28.85M · loan HK$43.28M · min. income ≈ HK$462,838/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$3,065,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,249
−HK$14,439/mo
▼ 0.25% · 3.875%
HK$237,411
−HK$7,277/mo
Today · 4.125%
HK$244,688
baseline
▲ 0.50% · 4.625%
HK$259,576
+HK$14,888/mo
Deposit HK$21.64M · loan HK$50.49M · min. income ≈ HK$489,376/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$3,065,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,150
−HK$13,839/mo
▼ 0.25% · 3.875%
HK$263,020
−HK$6,969/mo
Today · 4.125%
HK$269,989
baseline
▲ 0.50% · 4.625%
HK$284,220
+HK$14,231/mo
Deposit HK$21.64M · loan HK$50.49M · min. income ≈ HK$539,978/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$3,065,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,035
−HK$18,563/mo
▼ 0.25% · 3.875%
HK$305,243
−HK$9,355/mo
Today · 4.125%
HK$314,598
baseline
▲ 0.50% · 4.625%
HK$333,741
+HK$19,143/mo
Deposit HK$7.21M · loan HK$64.91M · min. income ≈ HK$629,196/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$3,065,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,335
−HK$17,793/mo
▼ 0.25% · 3.875%
HK$338,168
−HK$8,960/mo
Today · 4.125%
HK$347,128
baseline
▲ 0.50% · 4.625%
HK$365,426
+HK$18,298/mo
Deposit HK$7.21M · loan HK$64.91M · min. income ≈ HK$694,256/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$3,065,315 · Scale 2, in force from 26 Feb 2026)