LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,475
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$169,591
−HK$5,198/mo
Today · 4.125%
HK$174,789
baseline
▲ 0.50% · 4.625%
HK$185,425
+HK$10,636/mo
Deposit HK$36.07M · loan HK$36.07M · min. income ≈ HK$349,578/mo (50% DSR)
Upfront cash ≈ HK$39.13M (deposit + AVD stamp duty HK$3,065,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,977
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$187,884
−HK$4,979/mo
Today · 4.125%
HK$192,863
baseline
▲ 0.50% · 4.625%
HK$203,029
+HK$10,166/mo
Deposit HK$36.07M · loan HK$36.07M · min. income ≈ HK$385,726/mo (50% DSR)
Upfront cash ≈ HK$39.13M (deposit + AVD stamp duty HK$3,065,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,370
−HK$12,377/mo
▼ 0.25% · 3.875%
HK$203,509
−HK$6,238/mo
Today · 4.125%
HK$209,747
baseline
▲ 0.50% · 4.625%
HK$222,509
+HK$12,762/mo
Deposit HK$28.85M · loan HK$43.28M · min. income ≈ HK$419,494/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$3,065,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,572
−HK$11,863/mo
▼ 0.25% · 3.875%
HK$225,461
−HK$5,974/mo
Today · 4.125%
HK$231,435
baseline
▲ 0.50% · 4.625%
HK$243,634
+HK$12,199/mo
Deposit HK$28.85M · loan HK$43.28M · min. income ≈ HK$462,870/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$3,065,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,265
−HK$14,440/mo
▼ 0.25% · 3.875%
HK$237,428
−HK$7,277/mo
Today · 4.125%
HK$244,705
baseline
▲ 0.50% · 4.625%
HK$259,594
+HK$14,889/mo
Deposit HK$21.64M · loan HK$50.49M · min. income ≈ HK$489,410/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$3,065,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,168
−HK$13,840/mo
▼ 0.25% · 3.875%
HK$263,038
−HK$6,970/mo
Today · 4.125%
HK$270,008
baseline
▲ 0.50% · 4.625%
HK$284,240
+HK$14,232/mo
Deposit HK$21.64M · loan HK$50.49M · min. income ≈ HK$540,016/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$3,065,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,055
−HK$18,565/mo
▼ 0.25% · 3.875%
HK$305,264
−HK$9,356/mo
Today · 4.125%
HK$314,620
baseline
▲ 0.50% · 4.625%
HK$333,764
+HK$19,144/mo
Deposit HK$7.21M · loan HK$64.92M · min. income ≈ HK$629,240/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$3,065,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,358
−HK$17,795/mo
▼ 0.25% · 3.875%
HK$338,192
−HK$8,961/mo
Today · 4.125%
HK$347,153
baseline
▲ 0.50% · 4.625%
HK$365,451
+HK$18,298/mo
Deposit HK$7.21M · loan HK$64.92M · min. income ≈ HK$694,306/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$3,065,528 · Scale 2, in force from 26 Feb 2026)