LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,448
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,960
−HK$519/mo
Today · 4.125%
HK$17,479
baseline
▲ 0.50% · 4.625%
HK$18,543
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,958/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,298
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,789
−HK$498/mo
Today · 4.125%
HK$19,287
baseline
▲ 0.50% · 4.625%
HK$20,303
+HK$1,016/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,574/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,738
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,352
−HK$623/mo
Today · 4.125%
HK$20,975
baseline
▲ 0.50% · 4.625%
HK$22,252
+HK$1,277/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,950/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,958
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,547
−HK$597/mo
Today · 4.125%
HK$23,144
baseline
▲ 0.50% · 4.625%
HK$24,364
+HK$1,220/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,288/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$727/mo
Today · 4.125%
HK$24,471
baseline
▲ 0.50% · 4.625%
HK$25,960
+HK$1,489/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,942/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,618
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,305
−HK$697/mo
Today · 4.125%
HK$27,002
baseline
▲ 0.50% · 4.625%
HK$28,425
+HK$1,423/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$54,004/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,606
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,527
−HK$936/mo
Today · 4.125%
HK$31,463
baseline
▲ 0.50% · 4.625%
HK$33,377
+HK$1,914/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,926/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,937
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,820
−HK$896/mo
Today · 4.125%
HK$34,716
baseline
▲ 0.50% · 4.625%
HK$36,546
+HK$1,830/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,432/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,398 · Scale 2, in force from 26 Feb 2026)