LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,496
−HK$10,316/mo
▼ 0.25% · 3.875%
HK$169,613
−HK$5,199/mo
Today · 4.125%
HK$174,812
baseline
▲ 0.50% · 4.625%
HK$185,449
+HK$10,637/mo
Deposit HK$36.07M · loan HK$36.07M · min. income ≈ HK$349,624/mo (50% DSR)
Upfront cash ≈ HK$39.14M (deposit + AVD stamp duty HK$3,065,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,001
−HK$9,887/mo
▼ 0.25% · 3.875%
HK$187,909
−HK$4,979/mo
Today · 4.125%
HK$192,888
baseline
▲ 0.50% · 4.625%
HK$203,055
+HK$10,167/mo
Deposit HK$36.07M · loan HK$36.07M · min. income ≈ HK$385,776/mo (50% DSR)
Upfront cash ≈ HK$39.14M (deposit + AVD stamp duty HK$3,065,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,396
−HK$12,378/mo
▼ 0.25% · 3.875%
HK$203,536
−HK$6,238/mo
Today · 4.125%
HK$209,774
baseline
▲ 0.50% · 4.625%
HK$222,538
+HK$12,764/mo
Deposit HK$28.86M · loan HK$43.28M · min. income ≈ HK$419,548/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$3,065,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,601
−HK$11,864/mo
▼ 0.25% · 3.875%
HK$225,490
−HK$5,975/mo
Today · 4.125%
HK$231,465
baseline
▲ 0.50% · 4.625%
HK$243,666
+HK$12,201/mo
Deposit HK$28.86M · loan HK$43.28M · min. income ≈ HK$462,930/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$3,065,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,295
−HK$14,441/mo
▼ 0.25% · 3.875%
HK$237,458
−HK$7,278/mo
Today · 4.125%
HK$244,736
baseline
▲ 0.50% · 4.625%
HK$259,628
+HK$14,892/mo
Deposit HK$21.64M · loan HK$50.50M · min. income ≈ HK$489,472/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$3,065,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,201
−HK$13,842/mo
▼ 0.25% · 3.875%
HK$263,072
−HK$6,971/mo
Today · 4.125%
HK$270,043
baseline
▲ 0.50% · 4.625%
HK$284,277
+HK$14,234/mo
Deposit HK$21.64M · loan HK$50.50M · min. income ≈ HK$540,086/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$3,065,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,094
−HK$18,567/mo
▼ 0.25% · 3.875%
HK$305,304
−HK$9,357/mo
Today · 4.125%
HK$314,661
baseline
▲ 0.50% · 4.625%
HK$333,808
+HK$19,147/mo
Deposit HK$7.21M · loan HK$64.93M · min. income ≈ HK$629,322/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$3,065,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,401
−HK$17,797/mo
▼ 0.25% · 3.875%
HK$338,235
−HK$8,963/mo
Today · 4.125%
HK$347,198
baseline
▲ 0.50% · 4.625%
HK$365,499
+HK$18,301/mo
Deposit HK$7.21M · loan HK$64.93M · min. income ≈ HK$694,396/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$3,065,926 · Scale 2, in force from 26 Feb 2026)