LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,457
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,969
−HK$520/mo
Today · 4.125%
HK$17,489
baseline
▲ 0.50% · 4.625%
HK$18,553
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,978/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,308
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,799
−HK$498/mo
Today · 4.125%
HK$19,297
baseline
▲ 0.50% · 4.625%
HK$20,314
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,594/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,748
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,362
−HK$624/mo
Today · 4.125%
HK$20,986
baseline
▲ 0.50% · 4.625%
HK$22,263
+HK$1,277/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,972/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,969
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,559
−HK$597/mo
Today · 4.125%
HK$23,156
baseline
▲ 0.50% · 4.625%
HK$24,377
+HK$1,221/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,312/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,039
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,756
−HK$728/mo
Today · 4.125%
HK$24,484
baseline
▲ 0.50% · 4.625%
HK$25,974
+HK$1,490/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$48,968/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,631
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,318
−HK$698/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,440
+HK$1,424/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,622
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,543
−HK$937/mo
Today · 4.125%
HK$31,480
baseline
▲ 0.50% · 4.625%
HK$33,395
+HK$1,915/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,960/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,954
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,838
−HK$897/mo
Today · 4.125%
HK$34,735
baseline
▲ 0.50% · 4.625%
HK$36,565
+HK$1,830/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,470/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,511 · Scale 2, in force from 26 Feb 2026)