LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,459
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,971
−HK$520/mo
Today · 4.125%
HK$17,491
baseline
▲ 0.50% · 4.625%
HK$18,555
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,982/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,310
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,801
−HK$499/mo
Today · 4.125%
HK$19,300
baseline
▲ 0.50% · 4.625%
HK$20,317
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,600/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,751
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,365
−HK$624/mo
Today · 4.125%
HK$20,989
baseline
▲ 0.50% · 4.625%
HK$22,266
+HK$1,277/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,978/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,972
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,562
−HK$597/mo
Today · 4.125%
HK$23,159
baseline
▲ 0.50% · 4.625%
HK$24,380
+HK$1,221/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,318/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,042
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,759
−HK$728/mo
Today · 4.125%
HK$24,487
baseline
▲ 0.50% · 4.625%
HK$25,977
+HK$1,490/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$48,974/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,634
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,322
−HK$697/mo
Today · 4.125%
HK$27,019
baseline
▲ 0.50% · 4.625%
HK$28,444
+HK$1,425/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$54,038/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,626
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,547
−HK$937/mo
Today · 4.125%
HK$31,484
baseline
▲ 0.50% · 4.625%
HK$33,399
+HK$1,915/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,968/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,958
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,842
−HK$897/mo
Today · 4.125%
HK$34,739
baseline
▲ 0.50% · 4.625%
HK$36,570
+HK$1,831/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,478/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,539 · Scale 2, in force from 26 Feb 2026)