LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,626
−HK$10,324/mo
▼ 0.25% · 3.875%
HK$169,747
−HK$5,203/mo
Today · 4.125%
HK$174,950
baseline
▲ 0.50% · 4.625%
HK$185,595
+HK$10,645/mo
Deposit HK$36.10M · loan HK$36.10M · min. income ≈ HK$349,900/mo (50% DSR)
Upfront cash ≈ HK$39.17M (deposit + AVD stamp duty HK$3,068,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,145
−HK$9,895/mo
▼ 0.25% · 3.875%
HK$188,057
−HK$4,983/mo
Today · 4.125%
HK$193,040
baseline
▲ 0.50% · 4.625%
HK$203,215
+HK$10,175/mo
Deposit HK$36.10M · loan HK$36.10M · min. income ≈ HK$386,080/mo (50% DSR)
Upfront cash ≈ HK$39.17M (deposit + AVD stamp duty HK$3,068,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,551
−HK$12,389/mo
▼ 0.25% · 3.875%
HK$203,696
−HK$6,244/mo
Today · 4.125%
HK$209,940
baseline
▲ 0.50% · 4.625%
HK$222,714
+HK$12,774/mo
Deposit HK$28.88M · loan HK$43.32M · min. income ≈ HK$419,880/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$3,068,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,774
−HK$11,874/mo
▼ 0.25% · 3.875%
HK$225,668
−HK$5,980/mo
Today · 4.125%
HK$231,648
baseline
▲ 0.50% · 4.625%
HK$243,858
+HK$12,210/mo
Deposit HK$28.88M · loan HK$43.32M · min. income ≈ HK$463,296/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$3,068,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,477
−HK$14,452/mo
▼ 0.25% · 3.875%
HK$237,646
−HK$7,283/mo
Today · 4.125%
HK$244,929
baseline
▲ 0.50% · 4.625%
HK$259,833
+HK$14,904/mo
Deposit HK$21.66M · loan HK$50.54M · min. income ≈ HK$489,858/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$3,068,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,403
−HK$13,852/mo
▼ 0.25% · 3.875%
HK$263,279
−HK$6,976/mo
Today · 4.125%
HK$270,255
baseline
▲ 0.50% · 4.625%
HK$284,501
+HK$14,246/mo
Deposit HK$21.66M · loan HK$50.54M · min. income ≈ HK$540,510/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$3,068,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,327
−HK$18,582/mo
▼ 0.25% · 3.875%
HK$305,544
−HK$9,365/mo
Today · 4.125%
HK$314,909
baseline
▲ 0.50% · 4.625%
HK$334,071
+HK$19,162/mo
Deposit HK$7.22M · loan HK$64.98M · min. income ≈ HK$629,818/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$3,068,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,661
−HK$17,810/mo
▼ 0.25% · 3.875%
HK$338,502
−HK$8,969/mo
Today · 4.125%
HK$347,471
baseline
▲ 0.50% · 4.625%
HK$365,787
+HK$18,316/mo
Deposit HK$7.22M · loan HK$64.98M · min. income ≈ HK$694,942/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$3,068,343 · Scale 2, in force from 26 Feb 2026)