LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,465
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,977
−HK$520/mo
Today · 4.125%
HK$17,497
baseline
▲ 0.50% · 4.625%
HK$18,562
+HK$1,065/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,994/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,317
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,808
−HK$499/mo
Today · 4.125%
HK$19,307
baseline
▲ 0.50% · 4.625%
HK$20,324
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,614/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,758
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,373
−HK$624/mo
Today · 4.125%
HK$20,997
baseline
▲ 0.50% · 4.625%
HK$22,275
+HK$1,278/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,994/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,981
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,570
−HK$598/mo
Today · 4.125%
HK$23,168
baseline
▲ 0.50% · 4.625%
HK$24,389
+HK$1,221/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,336/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,051
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,768
−HK$728/mo
Today · 4.125%
HK$24,496
baseline
▲ 0.50% · 4.625%
HK$25,987
+HK$1,491/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$48,992/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,644
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,332
−HK$697/mo
Today · 4.125%
HK$27,029
baseline
▲ 0.50% · 4.625%
HK$28,454
+HK$1,425/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$54,058/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,637
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,559
−HK$936/mo
Today · 4.125%
HK$31,495
baseline
▲ 0.50% · 4.625%
HK$33,412
+HK$1,917/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,990/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,971
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,855
−HK$897/mo
Today · 4.125%
HK$34,752
baseline
▲ 0.50% · 4.625%
HK$36,584
+HK$1,832/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,504/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,620 · Scale 2, in force from 26 Feb 2026)