LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,690
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$169,813
−HK$5,205/mo
Today · 4.125%
HK$175,018
baseline
▲ 0.50% · 4.625%
HK$185,667
+HK$10,649/mo
Deposit HK$36.11M · loan HK$36.11M · min. income ≈ HK$350,036/mo (50% DSR)
Upfront cash ≈ HK$39.18M (deposit + AVD stamp duty HK$3,069,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,216
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$188,130
−HK$4,985/mo
Today · 4.125%
HK$193,115
baseline
▲ 0.50% · 4.625%
HK$203,294
+HK$10,179/mo
Deposit HK$36.11M · loan HK$36.11M · min. income ≈ HK$386,230/mo (50% DSR)
Upfront cash ≈ HK$39.18M (deposit + AVD stamp duty HK$3,069,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,628
−HK$12,393/mo
▼ 0.25% · 3.875%
HK$203,775
−HK$6,246/mo
Today · 4.125%
HK$210,021
baseline
▲ 0.50% · 4.625%
HK$222,800
+HK$12,779/mo
Deposit HK$28.89M · loan HK$43.33M · min. income ≈ HK$420,042/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$3,069,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,859
−HK$11,879/mo
▼ 0.25% · 3.875%
HK$225,756
−HK$5,982/mo
Today · 4.125%
HK$231,738
baseline
▲ 0.50% · 4.625%
HK$243,953
+HK$12,215/mo
Deposit HK$28.89M · loan HK$43.33M · min. income ≈ HK$463,476/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$3,069,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,566
−HK$14,459/mo
▼ 0.25% · 3.875%
HK$237,738
−HK$7,287/mo
Today · 4.125%
HK$245,025
baseline
▲ 0.50% · 4.625%
HK$259,934
+HK$14,909/mo
Deposit HK$21.67M · loan HK$50.56M · min. income ≈ HK$490,050/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$3,069,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,502
−HK$13,858/mo
▼ 0.25% · 3.875%
HK$263,382
−HK$6,978/mo
Today · 4.125%
HK$270,360
baseline
▲ 0.50% · 4.625%
HK$284,612
+HK$14,252/mo
Deposit HK$21.67M · loan HK$50.56M · min. income ≈ HK$540,720/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$3,069,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,442
−HK$18,590/mo
▼ 0.25% · 3.875%
HK$305,663
−HK$9,369/mo
Today · 4.125%
HK$315,032
baseline
▲ 0.50% · 4.625%
HK$334,201
+HK$19,169/mo
Deposit HK$7.22M · loan HK$65.00M · min. income ≈ HK$630,064/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$3,069,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,789
−HK$17,817/mo
▼ 0.25% · 3.875%
HK$338,634
−HK$8,972/mo
Today · 4.125%
HK$347,606
baseline
▲ 0.50% · 4.625%
HK$365,929
+HK$18,323/mo
Deposit HK$7.22M · loan HK$65.00M · min. income ≈ HK$695,212/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$3,069,536 · Scale 2, in force from 26 Feb 2026)