LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,810
−HK$10,335/mo
▼ 0.25% · 3.875%
HK$169,936
−HK$5,209/mo
Today · 4.125%
HK$175,145
baseline
▲ 0.50% · 4.625%
HK$185,802
+HK$10,657/mo
Deposit HK$36.14M · loan HK$36.14M · min. income ≈ HK$350,290/mo (50% DSR)
Upfront cash ≈ HK$39.21M (deposit + AVD stamp duty HK$3,071,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,349
−HK$9,906/mo
▼ 0.25% · 3.875%
HK$188,267
−HK$4,988/mo
Today · 4.125%
HK$193,255
baseline
▲ 0.50% · 4.625%
HK$203,442
+HK$10,187/mo
Deposit HK$36.14M · loan HK$36.14M · min. income ≈ HK$386,510/mo (50% DSR)
Upfront cash ≈ HK$39.21M (deposit + AVD stamp duty HK$3,071,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,772
−HK$12,402/mo
▼ 0.25% · 3.875%
HK$203,924
−HK$6,250/mo
Today · 4.125%
HK$210,174
baseline
▲ 0.50% · 4.625%
HK$222,963
+HK$12,789/mo
Deposit HK$28.91M · loan HK$43.37M · min. income ≈ HK$420,348/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$3,071,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,019
−HK$11,887/mo
▼ 0.25% · 3.875%
HK$225,920
−HK$5,986/mo
Today · 4.125%
HK$231,906
baseline
▲ 0.50% · 4.625%
HK$244,130
+HK$12,224/mo
Deposit HK$28.91M · loan HK$43.37M · min. income ≈ HK$463,812/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$3,071,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,734
−HK$14,469/mo
▼ 0.25% · 3.875%
HK$237,911
−HK$7,292/mo
Today · 4.125%
HK$245,203
baseline
▲ 0.50% · 4.625%
HK$260,123
+HK$14,920/mo
Deposit HK$21.68M · loan HK$50.59M · min. income ≈ HK$490,406/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$3,071,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,689
−HK$13,868/mo
▼ 0.25% · 3.875%
HK$263,573
−HK$6,984/mo
Today · 4.125%
HK$270,557
baseline
▲ 0.50% · 4.625%
HK$284,819
+HK$14,262/mo
Deposit HK$21.68M · loan HK$50.59M · min. income ≈ HK$541,114/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$3,071,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,658
−HK$18,603/mo
▼ 0.25% · 3.875%
HK$305,886
−HK$9,375/mo
Today · 4.125%
HK$315,261
baseline
▲ 0.50% · 4.625%
HK$334,444
+HK$19,183/mo
Deposit HK$7.23M · loan HK$65.05M · min. income ≈ HK$630,522/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$3,071,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,029
−HK$17,830/mo
▼ 0.25% · 3.875%
HK$338,880
−HK$8,979/mo
Today · 4.125%
HK$347,859
baseline
▲ 0.50% · 4.625%
HK$366,196
+HK$18,337/mo
Deposit HK$7.23M · loan HK$65.05M · min. income ≈ HK$695,718/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$3,071,771 · Scale 2, in force from 26 Feb 2026)