LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,482
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,995
−HK$521/mo
Today · 4.125%
HK$17,516
baseline
▲ 0.50% · 4.625%
HK$18,581
+HK$1,065/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,032/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,336
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,828
−HK$499/mo
Today · 4.125%
HK$19,327
baseline
▲ 0.50% · 4.625%
HK$20,346
+HK$1,019/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,654/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,778
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,394
−HK$625/mo
Today · 4.125%
HK$21,019
baseline
▲ 0.50% · 4.625%
HK$22,298
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,038/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,003
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$599/mo
Today · 4.125%
HK$23,192
baseline
▲ 0.50% · 4.625%
HK$24,415
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,384/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,075
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,793
−HK$729/mo
Today · 4.125%
HK$24,522
baseline
▲ 0.50% · 4.625%
HK$26,014
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,044/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,671
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,359
−HK$698/mo
Today · 4.125%
HK$27,057
baseline
▲ 0.50% · 4.625%
HK$28,484
+HK$1,427/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,114/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,668
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,591
−HK$937/mo
Today · 4.125%
HK$31,528
baseline
▲ 0.50% · 4.625%
HK$33,447
+HK$1,919/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,056/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,005
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,890
−HK$898/mo
Today · 4.125%
HK$34,788
baseline
▲ 0.50% · 4.625%
HK$36,622
+HK$1,834/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,576/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,845 · Scale 2, in force from 26 Feb 2026)