LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,482
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,995
−HK$521/mo
Today · 4.125%
HK$17,516
baseline
▲ 0.50% · 4.625%
HK$18,582
+HK$1,066/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,032/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,337
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,828
−HK$499/mo
Today · 4.125%
HK$19,327
baseline
▲ 0.50% · 4.625%
HK$20,346
+HK$1,019/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,654/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,779
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,394
−HK$625/mo
Today · 4.125%
HK$21,019
baseline
▲ 0.50% · 4.625%
HK$22,298
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,038/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,004
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,594
−HK$599/mo
Today · 4.125%
HK$23,193
baseline
▲ 0.50% · 4.625%
HK$24,415
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,386/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,075
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,793
−HK$729/mo
Today · 4.125%
HK$24,522
baseline
▲ 0.50% · 4.625%
HK$26,015
+HK$1,493/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,044/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,671
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,360
−HK$698/mo
Today · 4.125%
HK$27,058
baseline
▲ 0.50% · 4.625%
HK$28,484
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,116/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,668
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,591
−HK$938/mo
Today · 4.125%
HK$31,529
baseline
▲ 0.50% · 4.625%
HK$33,447
+HK$1,918/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,058/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,006
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,891
−HK$898/mo
Today · 4.125%
HK$34,789
baseline
▲ 0.50% · 4.625%
HK$36,623
+HK$1,834/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,578/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,850 · Scale 2, in force from 26 Feb 2026)