LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,835
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$169,963
−HK$5,209/mo
Today · 4.125%
HK$175,172
baseline
▲ 0.50% · 4.625%
HK$185,831
+HK$10,659/mo
Deposit HK$36.14M · loan HK$36.14M · min. income ≈ HK$350,344/mo (50% DSR)
Upfront cash ≈ HK$39.22M (deposit + AVD stamp duty HK$3,072,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,378
−HK$9,907/mo
▼ 0.25% · 3.875%
HK$188,296
−HK$4,989/mo
Today · 4.125%
HK$193,285
baseline
▲ 0.50% · 4.625%
HK$203,473
+HK$10,188/mo
Deposit HK$36.14M · loan HK$36.14M · min. income ≈ HK$386,570/mo (50% DSR)
Upfront cash ≈ HK$39.22M (deposit + AVD stamp duty HK$3,072,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,803
−HK$12,404/mo
▼ 0.25% · 3.875%
HK$203,955
−HK$6,252/mo
Today · 4.125%
HK$210,207
baseline
▲ 0.50% · 4.625%
HK$222,997
+HK$12,790/mo
Deposit HK$28.92M · loan HK$43.37M · min. income ≈ HK$420,414/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$3,072,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,053
−HK$11,889/mo
▼ 0.25% · 3.875%
HK$225,955
−HK$5,987/mo
Today · 4.125%
HK$231,942
baseline
▲ 0.50% · 4.625%
HK$244,168
+HK$12,226/mo
Deposit HK$28.92M · loan HK$43.37M · min. income ≈ HK$463,884/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$3,072,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,770
−HK$14,471/mo
▼ 0.25% · 3.875%
HK$237,948
−HK$7,293/mo
Today · 4.125%
HK$245,241
baseline
▲ 0.50% · 4.625%
HK$260,163
+HK$14,922/mo
Deposit HK$21.69M · loan HK$50.60M · min. income ≈ HK$490,482/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$3,072,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,729
−HK$13,870/mo
▼ 0.25% · 3.875%
HK$263,614
−HK$6,985/mo
Today · 4.125%
HK$270,599
baseline
▲ 0.50% · 4.625%
HK$284,863
+HK$14,264/mo
Deposit HK$21.69M · loan HK$50.60M · min. income ≈ HK$541,198/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$3,072,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,704
−HK$18,606/mo
▼ 0.25% · 3.875%
HK$305,933
−HK$9,377/mo
Today · 4.125%
HK$315,310
baseline
▲ 0.50% · 4.625%
HK$334,496
+HK$19,186/mo
Deposit HK$7.23M · loan HK$65.06M · min. income ≈ HK$630,620/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$3,072,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,080
−HK$17,833/mo
▼ 0.25% · 3.875%
HK$338,933
−HK$8,980/mo
Today · 4.125%
HK$347,913
baseline
▲ 0.50% · 4.625%
HK$366,252
+HK$18,339/mo
Deposit HK$7.23M · loan HK$65.06M · min. income ≈ HK$695,826/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$3,072,246 · Scale 2, in force from 26 Feb 2026)