LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,876
−HK$10,340/mo
▼ 0.25% · 3.875%
HK$170,005
−HK$5,211/mo
Today · 4.125%
HK$175,216
baseline
▲ 0.50% · 4.625%
HK$185,877
+HK$10,661/mo
Deposit HK$36.15M · loan HK$36.15M · min. income ≈ HK$350,432/mo (50% DSR)
Upfront cash ≈ HK$39.23M (deposit + AVD stamp duty HK$3,073,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,423
−HK$9,910/mo
▼ 0.25% · 3.875%
HK$188,343
−HK$4,990/mo
Today · 4.125%
HK$193,333
baseline
▲ 0.50% · 4.625%
HK$203,524
+HK$10,191/mo
Deposit HK$36.15M · loan HK$36.15M · min. income ≈ HK$386,666/mo (50% DSR)
Upfront cash ≈ HK$39.23M (deposit + AVD stamp duty HK$3,073,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,852
−HK$12,407/mo
▼ 0.25% · 3.875%
HK$204,006
−HK$6,253/mo
Today · 4.125%
HK$210,259
baseline
▲ 0.50% · 4.625%
HK$223,052
+HK$12,793/mo
Deposit HK$28.92M · loan HK$43.38M · min. income ≈ HK$420,518/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$3,073,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,108
−HK$11,892/mo
▼ 0.25% · 3.875%
HK$226,011
−HK$5,989/mo
Today · 4.125%
HK$232,000
baseline
▲ 0.50% · 4.625%
HK$244,229
+HK$12,229/mo
Deposit HK$28.92M · loan HK$43.38M · min. income ≈ HK$464,000/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$3,073,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,827
−HK$14,475/mo
▼ 0.25% · 3.875%
HK$238,007
−HK$7,295/mo
Today · 4.125%
HK$245,302
baseline
▲ 0.50% · 4.625%
HK$260,228
+HK$14,926/mo
Deposit HK$21.69M · loan HK$50.61M · min. income ≈ HK$490,604/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$3,073,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,793
−HK$13,873/mo
▼ 0.25% · 3.875%
HK$263,680
−HK$6,986/mo
Today · 4.125%
HK$270,666
baseline
▲ 0.50% · 4.625%
HK$284,934
+HK$14,268/mo
Deposit HK$21.69M · loan HK$50.61M · min. income ≈ HK$541,332/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$3,073,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,777
−HK$18,611/mo
▼ 0.25% · 3.875%
HK$306,009
−HK$9,379/mo
Today · 4.125%
HK$315,388
baseline
▲ 0.50% · 4.625%
HK$334,579
+HK$19,191/mo
Deposit HK$7.23M · loan HK$65.08M · min. income ≈ HK$630,776/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$3,073,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,162
−HK$17,838/mo
▼ 0.25% · 3.875%
HK$339,017
−HK$8,983/mo
Today · 4.125%
HK$348,000
baseline
▲ 0.50% · 4.625%
HK$366,343
+HK$18,343/mo
Deposit HK$7.23M · loan HK$65.08M · min. income ≈ HK$696,000/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$3,073,008 · Scale 2, in force from 26 Feb 2026)