LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,491
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,004
−HK$521/mo
Today · 4.125%
HK$17,525
baseline
▲ 0.50% · 4.625%
HK$18,592
+HK$1,067/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,050/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,346
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,838
−HK$500/mo
Today · 4.125%
HK$19,338
baseline
▲ 0.50% · 4.625%
HK$20,357
+HK$1,019/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,676/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,789
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,405
−HK$625/mo
Today · 4.125%
HK$21,030
baseline
▲ 0.50% · 4.625%
HK$22,310
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,060/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,016
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,606
−HK$599/mo
Today · 4.125%
HK$23,205
baseline
▲ 0.50% · 4.625%
HK$24,428
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,410/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,088
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,806
−HK$730/mo
Today · 4.125%
HK$24,536
baseline
▲ 0.50% · 4.625%
HK$26,028
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,072/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,685
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,374
−HK$699/mo
Today · 4.125%
HK$27,073
baseline
▲ 0.50% · 4.625%
HK$28,500
+HK$1,427/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,146/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,684
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,608
−HK$938/mo
Today · 4.125%
HK$31,546
baseline
▲ 0.50% · 4.625%
HK$33,465
+HK$1,919/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,092/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,023
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,909
−HK$899/mo
Today · 4.125%
HK$34,808
baseline
▲ 0.50% · 4.625%
HK$36,642
+HK$1,834/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,616/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,966 · Scale 2, in force from 26 Feb 2026)