LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,933
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$170,063
−HK$5,213/mo
Today · 4.125%
HK$175,276
baseline
▲ 0.50% · 4.625%
HK$185,941
+HK$10,665/mo
Deposit HK$36.17M · loan HK$36.17M · min. income ≈ HK$350,552/mo (50% DSR)
Upfront cash ≈ HK$39.24M (deposit + AVD stamp duty HK$3,074,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,486
−HK$9,913/mo
▼ 0.25% · 3.875%
HK$188,407
−HK$4,992/mo
Today · 4.125%
HK$193,399
baseline
▲ 0.50% · 4.625%
HK$203,594
+HK$10,195/mo
Deposit HK$36.17M · loan HK$36.17M · min. income ≈ HK$386,798/mo (50% DSR)
Upfront cash ≈ HK$39.24M (deposit + AVD stamp duty HK$3,074,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,919
−HK$12,412/mo
▼ 0.25% · 3.875%
HK$204,076
−HK$6,255/mo
Today · 4.125%
HK$210,331
baseline
▲ 0.50% · 4.625%
HK$223,129
+HK$12,798/mo
Deposit HK$28.93M · loan HK$43.40M · min. income ≈ HK$420,662/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,074,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,183
−HK$11,896/mo
▼ 0.25% · 3.875%
HK$226,089
−HK$5,990/mo
Today · 4.125%
HK$232,079
baseline
▲ 0.50% · 4.625%
HK$244,312
+HK$12,233/mo
Deposit HK$28.93M · loan HK$43.40M · min. income ≈ HK$464,158/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,074,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,906
−HK$14,480/mo
▼ 0.25% · 3.875%
HK$238,089
−HK$7,297/mo
Today · 4.125%
HK$245,386
baseline
▲ 0.50% · 4.625%
HK$260,317
+HK$14,931/mo
Deposit HK$21.70M · loan HK$50.63M · min. income ≈ HK$490,772/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$3,074,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,881
−HK$13,878/mo
▼ 0.25% · 3.875%
HK$263,770
−HK$6,989/mo
Today · 4.125%
HK$270,759
baseline
▲ 0.50% · 4.625%
HK$285,031
+HK$14,272/mo
Deposit HK$21.70M · loan HK$50.63M · min. income ≈ HK$541,518/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$3,074,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,879
−HK$18,617/mo
▼ 0.25% · 3.875%
HK$306,114
−HK$9,382/mo
Today · 4.125%
HK$315,496
baseline
▲ 0.50% · 4.625%
HK$334,693
+HK$19,197/mo
Deposit HK$7.23M · loan HK$65.10M · min. income ≈ HK$630,992/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,074,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,275
−HK$17,844/mo
▼ 0.25% · 3.875%
HK$339,133
−HK$8,986/mo
Today · 4.125%
HK$348,119
baseline
▲ 0.50% · 4.625%
HK$366,469
+HK$18,350/mo
Deposit HK$7.23M · loan HK$65.10M · min. income ≈ HK$696,238/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,074,062 · Scale 2, in force from 26 Feb 2026)