LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,938
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$170,068
−HK$5,213/mo
Today · 4.125%
HK$175,281
baseline
▲ 0.50% · 4.625%
HK$185,946
+HK$10,665/mo
Deposit HK$36.17M · loan HK$36.17M · min. income ≈ HK$350,562/mo (50% DSR)
Upfront cash ≈ HK$39.24M (deposit + AVD stamp duty HK$3,074,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,491
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$188,413
−HK$4,992/mo
Today · 4.125%
HK$193,405
baseline
▲ 0.50% · 4.625%
HK$203,600
+HK$10,195/mo
Deposit HK$36.17M · loan HK$36.17M · min. income ≈ HK$386,810/mo (50% DSR)
Upfront cash ≈ HK$39.24M (deposit + AVD stamp duty HK$3,074,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,925
−HK$12,412/mo
▼ 0.25% · 3.875%
HK$204,082
−HK$6,255/mo
Today · 4.125%
HK$210,337
baseline
▲ 0.50% · 4.625%
HK$223,135
+HK$12,798/mo
Deposit HK$28.93M · loan HK$43.40M · min. income ≈ HK$420,674/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,074,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,190
−HK$11,896/mo
▼ 0.25% · 3.875%
HK$226,095
−HK$5,991/mo
Today · 4.125%
HK$232,086
baseline
▲ 0.50% · 4.625%
HK$244,319
+HK$12,233/mo
Deposit HK$28.93M · loan HK$43.40M · min. income ≈ HK$464,172/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,074,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,913
−HK$14,480/mo
▼ 0.25% · 3.875%
HK$238,095
−HK$7,298/mo
Today · 4.125%
HK$245,393
baseline
▲ 0.50% · 4.625%
HK$260,325
+HK$14,932/mo
Deposit HK$21.70M · loan HK$50.63M · min. income ≈ HK$490,786/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$3,074,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,888
−HK$13,879/mo
▼ 0.25% · 3.875%
HK$263,778
−HK$6,989/mo
Today · 4.125%
HK$270,767
baseline
▲ 0.50% · 4.625%
HK$285,039
+HK$14,272/mo
Deposit HK$21.70M · loan HK$50.63M · min. income ≈ HK$541,534/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$3,074,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,888
−HK$18,617/mo
▼ 0.25% · 3.875%
HK$306,123
−HK$9,382/mo
Today · 4.125%
HK$315,505
baseline
▲ 0.50% · 4.625%
HK$334,703
+HK$19,198/mo
Deposit HK$7.23M · loan HK$65.10M · min. income ≈ HK$631,010/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,074,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,285
−HK$17,844/mo
▼ 0.25% · 3.875%
HK$339,143
−HK$8,986/mo
Today · 4.125%
HK$348,129
baseline
▲ 0.50% · 4.625%
HK$366,479
+HK$18,350/mo
Deposit HK$7.23M · loan HK$65.10M · min. income ≈ HK$696,258/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,074,150 · Scale 2, in force from 26 Feb 2026)